LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,433
−HK$654/mo
▼ 0.25% · 3.875%
HK$10,757
−HK$330/mo
Today · 4.125%
HK$11,087
baseline
▲ 0.50% · 4.625%
HK$11,761
+HK$674/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$22,174/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$75,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,606
−HK$627/mo
▼ 0.25% · 3.875%
HK$11,917
−HK$316/mo
Today · 4.125%
HK$12,233
baseline
▲ 0.50% · 4.625%
HK$12,878
+HK$645/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$24,466/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$75,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,519
−HK$785/mo
▼ 0.25% · 3.875%
HK$12,909
−HK$395/mo
Today · 4.125%
HK$13,304
baseline
▲ 0.50% · 4.625%
HK$14,114
+HK$810/mo
Deposit HK$1.83M · loan HK$2.75M · min. income ≈ HK$26,608/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$75,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,927
−HK$753/mo
▼ 0.25% · 3.875%
HK$14,301
−HK$379/mo
Today · 4.125%
HK$14,680
baseline
▲ 0.50% · 4.625%
HK$15,454
+HK$774/mo
Deposit HK$1.83M · loan HK$2.75M · min. income ≈ HK$29,360/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$75,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,606
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,060
−HK$462/mo
Today · 4.125%
HK$15,522
baseline
▲ 0.50% · 4.625%
HK$16,466
+HK$944/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$31,044/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$75,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,249
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,684
−HK$442/mo
Today · 4.125%
HK$17,126
baseline
▲ 0.50% · 4.625%
HK$18,029
+HK$903/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$34,252/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$75,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,779
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,363
−HK$593/mo
Today · 4.125%
HK$19,956
baseline
▲ 0.50% · 4.625%
HK$21,171
+HK$1,215/mo
Deposit HK$458K · loan HK$4.12M · min. income ≈ HK$39,912/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$75,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,891
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,451
−HK$569/mo
Today · 4.125%
HK$22,020
baseline
▲ 0.50% · 4.625%
HK$23,180
+HK$1,160/mo
Deposit HK$458K · loan HK$4.12M · min. income ≈ HK$44,040/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$75,019 · Scale 2, in force from 26 Feb 2026)