LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,343
−HK$6,543/mo
▼ 0.25% · 3.875%
HK$107,589
−HK$3,297/mo
Today · 4.125%
HK$110,886
baseline
▲ 0.50% · 4.625%
HK$117,633
+HK$6,747/mo
Deposit HK$22.88M · loan HK$22.88M · min. income ≈ HK$221,772/mo (50% DSR)
Upfront cash ≈ HK$24.82M (deposit + AVD stamp duty HK$1,944,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,081
−HK$6,271/mo
▼ 0.25% · 3.875%
HK$119,194
−HK$3,158/mo
Today · 4.125%
HK$122,352
baseline
▲ 0.50% · 4.625%
HK$128,801
+HK$6,449/mo
Deposit HK$22.88M · loan HK$22.88M · min. income ≈ HK$244,704/mo (50% DSR)
Upfront cash ≈ HK$24.82M (deposit + AVD stamp duty HK$1,944,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,212
−HK$7,851/mo
▼ 0.25% · 3.875%
HK$129,106
−HK$3,957/mo
Today · 4.125%
HK$133,063
baseline
▲ 0.50% · 4.625%
HK$141,160
+HK$8,097/mo
Deposit HK$18.30M · loan HK$27.46M · min. income ≈ HK$266,126/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$1,944,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,297
−HK$7,525/mo
▼ 0.25% · 3.875%
HK$143,033
−HK$3,789/mo
Today · 4.125%
HK$146,822
baseline
▲ 0.50% · 4.625%
HK$154,562
+HK$7,740/mo
Deposit HK$18.30M · loan HK$27.46M · min. income ≈ HK$293,644/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$1,944,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,080
−HK$9,161/mo
▼ 0.25% · 3.875%
HK$150,624
−HK$4,617/mo
Today · 4.125%
HK$155,241
baseline
▲ 0.50% · 4.625%
HK$164,687
+HK$9,446/mo
Deposit HK$13.73M · loan HK$32.03M · min. income ≈ HK$310,482/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,944,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,513
−HK$8,780/mo
▼ 0.25% · 3.875%
HK$166,871
−HK$4,422/mo
Today · 4.125%
HK$171,293
baseline
▲ 0.50% · 4.625%
HK$180,322
+HK$9,029/mo
Deposit HK$13.73M · loan HK$32.03M · min. income ≈ HK$342,586/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,944,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,817
−HK$11,778/mo
▼ 0.25% · 3.875%
HK$193,660
−HK$5,935/mo
Today · 4.125%
HK$199,595
baseline
▲ 0.50% · 4.625%
HK$211,740
+HK$12,145/mo
Deposit HK$4.58M · loan HK$41.18M · min. income ≈ HK$399,190/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,944,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,945
−HK$11,289/mo
▼ 0.25% · 3.875%
HK$214,549
−HK$5,685/mo
Today · 4.125%
HK$220,234
baseline
▲ 0.50% · 4.625%
HK$231,842
+HK$11,608/mo
Deposit HK$4.58M · loan HK$41.18M · min. income ≈ HK$440,468/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,944,772 · Scale 2, in force from 26 Feb 2026)