LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,352
−HK$6,544/mo
▼ 0.25% · 3.875%
HK$107,598
−HK$3,298/mo
Today · 4.125%
HK$110,896
baseline
▲ 0.50% · 4.625%
HK$117,644
+HK$6,748/mo
Deposit HK$22.88M · loan HK$22.88M · min. income ≈ HK$221,792/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$1,944,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,091
−HK$6,272/mo
▼ 0.25% · 3.875%
HK$119,204
−HK$3,159/mo
Today · 4.125%
HK$122,363
baseline
▲ 0.50% · 4.625%
HK$128,813
+HK$6,450/mo
Deposit HK$22.88M · loan HK$22.88M · min. income ≈ HK$244,726/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$1,944,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,223
−HK$7,852/mo
▼ 0.25% · 3.875%
HK$129,118
−HK$3,957/mo
Today · 4.125%
HK$133,075
baseline
▲ 0.50% · 4.625%
HK$141,173
+HK$8,098/mo
Deposit HK$18.31M · loan HK$27.46M · min. income ≈ HK$266,150/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$1,944,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,309
−HK$7,527/mo
▼ 0.25% · 3.875%
HK$143,045
−HK$3,791/mo
Today · 4.125%
HK$146,836
baseline
▲ 0.50% · 4.625%
HK$154,576
+HK$7,740/mo
Deposit HK$18.31M · loan HK$27.46M · min. income ≈ HK$293,672/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$1,944,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,093
−HK$9,162/mo
▼ 0.25% · 3.875%
HK$150,638
−HK$4,617/mo
Today · 4.125%
HK$155,255
baseline
▲ 0.50% · 4.625%
HK$164,702
+HK$9,447/mo
Deposit HK$13.73M · loan HK$32.03M · min. income ≈ HK$310,510/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,944,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,527
−HK$8,781/mo
▼ 0.25% · 3.875%
HK$166,886
−HK$4,422/mo
Today · 4.125%
HK$171,308
baseline
▲ 0.50% · 4.625%
HK$180,338
+HK$9,030/mo
Deposit HK$13.73M · loan HK$32.03M · min. income ≈ HK$342,616/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,944,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,834
−HK$11,779/mo
▼ 0.25% · 3.875%
HK$193,677
−HK$5,936/mo
Today · 4.125%
HK$199,613
baseline
▲ 0.50% · 4.625%
HK$211,759
+HK$12,146/mo
Deposit HK$4.58M · loan HK$41.19M · min. income ≈ HK$399,226/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,944,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,964
−HK$11,289/mo
▼ 0.25% · 3.875%
HK$214,568
−HK$5,685/mo
Today · 4.125%
HK$220,253
baseline
▲ 0.50% · 4.625%
HK$231,863
+HK$11,610/mo
Deposit HK$4.58M · loan HK$41.19M · min. income ≈ HK$440,506/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,944,947 · Scale 2, in force from 26 Feb 2026)