LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,357
−HK$6,545/mo
▼ 0.25% · 3.875%
HK$107,603
−HK$3,299/mo
Today · 4.125%
HK$110,902
baseline
▲ 0.50% · 4.625%
HK$117,650
+HK$6,748/mo
Deposit HK$22.88M · loan HK$22.88M · min. income ≈ HK$221,804/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$1,945,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,097
−HK$6,272/mo
▼ 0.25% · 3.875%
HK$119,210
−HK$3,159/mo
Today · 4.125%
HK$122,369
baseline
▲ 0.50% · 4.625%
HK$128,819
+HK$6,450/mo
Deposit HK$22.88M · loan HK$22.88M · min. income ≈ HK$244,738/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$1,945,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,229
−HK$7,853/mo
▼ 0.25% · 3.875%
HK$129,124
−HK$3,958/mo
Today · 4.125%
HK$133,082
baseline
▲ 0.50% · 4.625%
HK$141,180
+HK$8,098/mo
Deposit HK$18.31M · loan HK$27.46M · min. income ≈ HK$266,164/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$1,945,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,316
−HK$7,527/mo
▼ 0.25% · 3.875%
HK$143,052
−HK$3,791/mo
Today · 4.125%
HK$146,843
baseline
▲ 0.50% · 4.625%
HK$154,583
+HK$7,740/mo
Deposit HK$18.31M · loan HK$27.46M · min. income ≈ HK$293,686/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$1,945,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,100
−HK$9,162/mo
▼ 0.25% · 3.875%
HK$150,645
−HK$4,617/mo
Today · 4.125%
HK$155,262
baseline
▲ 0.50% · 4.625%
HK$164,709
+HK$9,447/mo
Deposit HK$13.73M · loan HK$32.04M · min. income ≈ HK$310,524/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,945,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,535
−HK$8,781/mo
▼ 0.25% · 3.875%
HK$166,894
−HK$4,422/mo
Today · 4.125%
HK$171,316
baseline
▲ 0.50% · 4.625%
HK$180,347
+HK$9,031/mo
Deposit HK$13.73M · loan HK$32.04M · min. income ≈ HK$342,632/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,945,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,843
−HK$11,780/mo
▼ 0.25% · 3.875%
HK$193,686
−HK$5,937/mo
Today · 4.125%
HK$199,623
baseline
▲ 0.50% · 4.625%
HK$211,769
+HK$12,146/mo
Deposit HK$4.58M · loan HK$41.19M · min. income ≈ HK$399,246/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,945,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,974
−HK$11,290/mo
▼ 0.25% · 3.875%
HK$214,578
−HK$5,686/mo
Today · 4.125%
HK$220,264
baseline
▲ 0.50% · 4.625%
HK$231,874
+HK$11,610/mo
Deposit HK$4.58M · loan HK$41.19M · min. income ≈ HK$440,528/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,945,040 · Scale 2, in force from 26 Feb 2026)