LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,360
−HK$6,544/mo
▼ 0.25% · 3.875%
HK$107,606
−HK$3,298/mo
Today · 4.125%
HK$110,904
baseline
▲ 0.50% · 4.625%
HK$117,652
+HK$6,748/mo
Deposit HK$22.88M · loan HK$22.88M · min. income ≈ HK$221,808/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$1,945,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,099
−HK$6,273/mo
▼ 0.25% · 3.875%
HK$119,213
−HK$3,159/mo
Today · 4.125%
HK$122,372
baseline
▲ 0.50% · 4.625%
HK$128,822
+HK$6,450/mo
Deposit HK$22.88M · loan HK$22.88M · min. income ≈ HK$244,744/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$1,945,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,232
−HK$7,853/mo
▼ 0.25% · 3.875%
HK$129,127
−HK$3,958/mo
Today · 4.125%
HK$133,085
baseline
▲ 0.50% · 4.625%
HK$141,183
+HK$8,098/mo
Deposit HK$18.31M · loan HK$27.46M · min. income ≈ HK$266,170/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$1,945,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,319
−HK$7,527/mo
▼ 0.25% · 3.875%
HK$143,056
−HK$3,790/mo
Today · 4.125%
HK$146,846
baseline
▲ 0.50% · 4.625%
HK$154,587
+HK$7,741/mo
Deposit HK$18.31M · loan HK$27.46M · min. income ≈ HK$293,692/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$1,945,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,104
−HK$9,162/mo
▼ 0.25% · 3.875%
HK$150,649
−HK$4,617/mo
Today · 4.125%
HK$155,266
baseline
▲ 0.50% · 4.625%
HK$164,713
+HK$9,447/mo
Deposit HK$13.73M · loan HK$32.04M · min. income ≈ HK$310,532/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,945,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,539
−HK$8,782/mo
▼ 0.25% · 3.875%
HK$166,898
−HK$4,423/mo
Today · 4.125%
HK$171,321
baseline
▲ 0.50% · 4.625%
HK$180,351
+HK$9,030/mo
Deposit HK$13.73M · loan HK$32.04M · min. income ≈ HK$342,642/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,945,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,848
−HK$11,780/mo
▼ 0.25% · 3.875%
HK$193,691
−HK$5,937/mo
Today · 4.125%
HK$199,628
baseline
▲ 0.50% · 4.625%
HK$211,774
+HK$12,146/mo
Deposit HK$4.58M · loan HK$41.19M · min. income ≈ HK$399,256/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,945,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,979
−HK$11,290/mo
▼ 0.25% · 3.875%
HK$214,584
−HK$5,685/mo
Today · 4.125%
HK$220,269
baseline
▲ 0.50% · 4.625%
HK$231,880
+HK$11,611/mo
Deposit HK$4.58M · loan HK$41.19M · min. income ≈ HK$440,538/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,945,087 · Scale 2, in force from 26 Feb 2026)