LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,436
−HK$655/mo
▼ 0.25% · 3.875%
HK$10,761
−HK$330/mo
Today · 4.125%
HK$11,091
baseline
▲ 0.50% · 4.625%
HK$11,766
+HK$675/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$22,182/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$75,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,610
−HK$628/mo
▼ 0.25% · 3.875%
HK$11,922
−HK$316/mo
Today · 4.125%
HK$12,238
baseline
▲ 0.50% · 4.625%
HK$12,883
+HK$645/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$24,476/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$75,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,524
−HK$785/mo
▼ 0.25% · 3.875%
HK$12,913
−HK$396/mo
Today · 4.125%
HK$13,309
baseline
▲ 0.50% · 4.625%
HK$14,119
+HK$810/mo
Deposit HK$1.83M · loan HK$2.75M · min. income ≈ HK$26,618/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$75,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,932
−HK$753/mo
▼ 0.25% · 3.875%
HK$14,306
−HK$379/mo
Today · 4.125%
HK$14,685
baseline
▲ 0.50% · 4.625%
HK$15,459
+HK$774/mo
Deposit HK$1.83M · loan HK$2.75M · min. income ≈ HK$29,370/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$75,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,611
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,065
−HK$462/mo
Today · 4.125%
HK$15,527
baseline
▲ 0.50% · 4.625%
HK$16,472
+HK$945/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$31,054/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$75,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,254
−HK$879/mo
▼ 0.25% · 3.875%
HK$16,690
−HK$443/mo
Today · 4.125%
HK$17,133
baseline
▲ 0.50% · 4.625%
HK$18,036
+HK$903/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$34,266/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$75,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,785
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,370
−HK$593/mo
Today · 4.125%
HK$19,963
baseline
▲ 0.50% · 4.625%
HK$21,178
+HK$1,215/mo
Deposit HK$458K · loan HK$4.12M · min. income ≈ HK$39,926/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$75,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,898
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,459
−HK$569/mo
Today · 4.125%
HK$22,028
baseline
▲ 0.50% · 4.625%
HK$23,189
+HK$1,161/mo
Deposit HK$458K · loan HK$4.12M · min. income ≈ HK$44,056/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$75,181 · Scale 2, in force from 26 Feb 2026)