LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,366
−HK$6,545/mo
▼ 0.25% · 3.875%
HK$107,613
−HK$3,298/mo
Today · 4.125%
HK$110,911
baseline
▲ 0.50% · 4.625%
HK$117,659
+HK$6,748/mo
Deposit HK$22.88M · loan HK$22.88M · min. income ≈ HK$221,822/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$1,945,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,106
−HK$6,273/mo
▼ 0.25% · 3.875%
HK$119,220
−HK$3,159/mo
Today · 4.125%
HK$122,379
baseline
▲ 0.50% · 4.625%
HK$128,830
+HK$6,451/mo
Deposit HK$22.88M · loan HK$22.88M · min. income ≈ HK$244,758/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$1,945,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,239
−HK$7,854/mo
▼ 0.25% · 3.875%
HK$129,135
−HK$3,958/mo
Today · 4.125%
HK$133,093
baseline
▲ 0.50% · 4.625%
HK$141,191
+HK$8,098/mo
Deposit HK$18.31M · loan HK$27.46M · min. income ≈ HK$266,186/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$1,945,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,328
−HK$7,527/mo
▼ 0.25% · 3.875%
HK$143,064
−HK$3,791/mo
Today · 4.125%
HK$146,855
baseline
▲ 0.50% · 4.625%
HK$154,596
+HK$7,741/mo
Deposit HK$18.31M · loan HK$27.46M · min. income ≈ HK$293,710/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$1,945,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,113
−HK$9,162/mo
▼ 0.25% · 3.875%
HK$150,658
−HK$4,617/mo
Today · 4.125%
HK$155,275
baseline
▲ 0.50% · 4.625%
HK$164,723
+HK$9,448/mo
Deposit HK$13.73M · loan HK$32.04M · min. income ≈ HK$310,550/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,945,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,549
−HK$8,782/mo
▼ 0.25% · 3.875%
HK$166,908
−HK$4,423/mo
Today · 4.125%
HK$171,331
baseline
▲ 0.50% · 4.625%
HK$180,362
+HK$9,031/mo
Deposit HK$13.73M · loan HK$32.04M · min. income ≈ HK$342,662/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,945,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,859
−HK$11,781/mo
▼ 0.25% · 3.875%
HK$193,703
−HK$5,937/mo
Today · 4.125%
HK$199,640
baseline
▲ 0.50% · 4.625%
HK$211,787
+HK$12,147/mo
Deposit HK$4.58M · loan HK$41.19M · min. income ≈ HK$399,280/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,945,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,991
−HK$11,292/mo
▼ 0.25% · 3.875%
HK$214,596
−HK$5,687/mo
Today · 4.125%
HK$220,283
baseline
▲ 0.50% · 4.625%
HK$231,894
+HK$11,611/mo
Deposit HK$4.58M · loan HK$41.19M · min. income ≈ HK$440,566/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,945,203 · Scale 2, in force from 26 Feb 2026)