LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,367
−HK$6,544/mo
▼ 0.25% · 3.875%
HK$107,613
−HK$3,298/mo
Today · 4.125%
HK$110,911
baseline
▲ 0.50% · 4.625%
HK$117,660
+HK$6,749/mo
Deposit HK$22.88M · loan HK$22.88M · min. income ≈ HK$221,822/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$1,945,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,107
−HK$6,273/mo
▼ 0.25% · 3.875%
HK$119,221
−HK$3,159/mo
Today · 4.125%
HK$122,380
baseline
▲ 0.50% · 4.625%
HK$128,831
+HK$6,451/mo
Deposit HK$22.88M · loan HK$22.88M · min. income ≈ HK$244,760/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$1,945,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,240
−HK$7,854/mo
▼ 0.25% · 3.875%
HK$129,136
−HK$3,958/mo
Today · 4.125%
HK$133,094
baseline
▲ 0.50% · 4.625%
HK$141,192
+HK$8,098/mo
Deposit HK$18.31M · loan HK$27.46M · min. income ≈ HK$266,188/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$1,945,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,328
−HK$7,528/mo
▼ 0.25% · 3.875%
HK$143,065
−HK$3,791/mo
Today · 4.125%
HK$146,856
baseline
▲ 0.50% · 4.625%
HK$154,597
+HK$7,741/mo
Deposit HK$18.31M · loan HK$27.46M · min. income ≈ HK$293,712/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$1,945,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,113
−HK$9,163/mo
▼ 0.25% · 3.875%
HK$150,658
−HK$4,618/mo
Today · 4.125%
HK$155,276
baseline
▲ 0.50% · 4.625%
HK$164,724
+HK$9,448/mo
Deposit HK$13.73M · loan HK$32.04M · min. income ≈ HK$310,552/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,945,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,550
−HK$8,782/mo
▼ 0.25% · 3.875%
HK$166,909
−HK$4,423/mo
Today · 4.125%
HK$171,332
baseline
▲ 0.50% · 4.625%
HK$180,363
+HK$9,031/mo
Deposit HK$13.73M · loan HK$32.04M · min. income ≈ HK$342,664/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,945,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,860
−HK$11,780/mo
▼ 0.25% · 3.875%
HK$193,703
−HK$5,937/mo
Today · 4.125%
HK$199,640
baseline
▲ 0.50% · 4.625%
HK$211,788
+HK$12,148/mo
Deposit HK$4.58M · loan HK$41.19M · min. income ≈ HK$399,280/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,945,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,992
−HK$11,292/mo
▼ 0.25% · 3.875%
HK$214,597
−HK$5,687/mo
Today · 4.125%
HK$220,284
baseline
▲ 0.50% · 4.625%
HK$231,895
+HK$11,611/mo
Deposit HK$4.58M · loan HK$41.19M · min. income ≈ HK$440,568/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,945,213 · Scale 2, in force from 26 Feb 2026)