LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,437
−HK$655/mo
▼ 0.25% · 3.875%
HK$10,762
−HK$330/mo
Today · 4.125%
HK$11,092
baseline
▲ 0.50% · 4.625%
HK$11,766
+HK$674/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$22,184/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$75,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,611
−HK$627/mo
▼ 0.25% · 3.875%
HK$11,923
−HK$315/mo
Today · 4.125%
HK$12,238
baseline
▲ 0.50% · 4.625%
HK$12,884
+HK$646/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$24,476/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$75,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,524
−HK$786/mo
▼ 0.25% · 3.875%
HK$12,914
−HK$396/mo
Today · 4.125%
HK$13,310
baseline
▲ 0.50% · 4.625%
HK$14,120
+HK$810/mo
Deposit HK$1.83M · loan HK$2.75M · min. income ≈ HK$26,620/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$75,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,933
−HK$753/mo
▼ 0.25% · 3.875%
HK$14,307
−HK$379/mo
Today · 4.125%
HK$14,686
baseline
▲ 0.50% · 4.625%
HK$15,460
+HK$774/mo
Deposit HK$1.83M · loan HK$2.75M · min. income ≈ HK$29,372/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$75,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,612
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,066
−HK$462/mo
Today · 4.125%
HK$15,528
baseline
▲ 0.50% · 4.625%
HK$16,473
+HK$945/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$31,056/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$75,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,256
−HK$878/mo
▼ 0.25% · 3.875%
HK$16,692
−HK$442/mo
Today · 4.125%
HK$17,134
baseline
▲ 0.50% · 4.625%
HK$18,037
+HK$903/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$34,268/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$75,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,787
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,371
−HK$594/mo
Today · 4.125%
HK$19,965
baseline
▲ 0.50% · 4.625%
HK$21,180
+HK$1,215/mo
Deposit HK$458K · loan HK$4.12M · min. income ≈ HK$39,930/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$75,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,900
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,461
−HK$568/mo
Today · 4.125%
HK$22,029
baseline
▲ 0.50% · 4.625%
HK$23,190
+HK$1,161/mo
Deposit HK$458K · loan HK$4.12M · min. income ≈ HK$44,058/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$75,215 · Scale 2, in force from 26 Feb 2026)