LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,384
−HK$6,546/mo
▼ 0.25% · 3.875%
HK$107,631
−HK$3,299/mo
Today · 4.125%
HK$110,930
baseline
▲ 0.50% · 4.625%
HK$117,680
+HK$6,750/mo
Deposit HK$22.89M · loan HK$22.89M · min. income ≈ HK$221,860/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$1,945,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,127
−HK$6,274/mo
▼ 0.25% · 3.875%
HK$119,241
−HK$3,160/mo
Today · 4.125%
HK$122,401
baseline
▲ 0.50% · 4.625%
HK$128,852
+HK$6,451/mo
Deposit HK$22.89M · loan HK$22.89M · min. income ≈ HK$244,802/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$1,945,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,261
−HK$7,855/mo
▼ 0.25% · 3.875%
HK$129,158
−HK$3,958/mo
Today · 4.125%
HK$133,116
baseline
▲ 0.50% · 4.625%
HK$141,216
+HK$8,100/mo
Deposit HK$18.31M · loan HK$27.47M · min. income ≈ HK$266,232/mo (50% DSR)
Upfront cash ≈ HK$20.26M (deposit + AVD stamp duty HK$1,945,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,352
−HK$7,529/mo
▼ 0.25% · 3.875%
HK$143,089
−HK$3,792/mo
Today · 4.125%
HK$146,881
baseline
▲ 0.50% · 4.625%
HK$154,623
+HK$7,742/mo
Deposit HK$18.31M · loan HK$27.47M · min. income ≈ HK$293,762/mo (50% DSR)
Upfront cash ≈ HK$20.26M (deposit + AVD stamp duty HK$1,945,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,138
−HK$9,164/mo
▼ 0.25% · 3.875%
HK$150,684
−HK$4,618/mo
Today · 4.125%
HK$155,302
baseline
▲ 0.50% · 4.625%
HK$164,752
+HK$9,450/mo
Deposit HK$13.73M · loan HK$32.04M · min. income ≈ HK$310,604/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,945,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,577
−HK$8,784/mo
▼ 0.25% · 3.875%
HK$166,937
−HK$4,424/mo
Today · 4.125%
HK$171,361
baseline
▲ 0.50% · 4.625%
HK$180,393
+HK$9,032/mo
Deposit HK$13.73M · loan HK$32.04M · min. income ≈ HK$342,722/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,945,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,892
−HK$11,782/mo
▼ 0.25% · 3.875%
HK$193,736
−HK$5,938/mo
Today · 4.125%
HK$199,674
baseline
▲ 0.50% · 4.625%
HK$211,824
+HK$12,150/mo
Deposit HK$4.58M · loan HK$41.20M · min. income ≈ HK$399,348/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,945,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,028
−HK$11,293/mo
▼ 0.25% · 3.875%
HK$214,634
−HK$5,687/mo
Today · 4.125%
HK$220,321
baseline
▲ 0.50% · 4.625%
HK$231,934
+HK$11,613/mo
Deposit HK$4.58M · loan HK$41.20M · min. income ≈ HK$440,642/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,945,543 · Scale 2, in force from 26 Feb 2026)