LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,386
−HK$6,546/mo
▼ 0.25% · 3.875%
HK$107,633
−HK$3,299/mo
Today · 4.125%
HK$110,932
baseline
▲ 0.50% · 4.625%
HK$117,682
+HK$6,750/mo
Deposit HK$22.89M · loan HK$22.89M · min. income ≈ HK$221,864/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$1,945,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,128
−HK$6,275/mo
▼ 0.25% · 3.875%
HK$119,243
−HK$3,160/mo
Today · 4.125%
HK$122,403
baseline
▲ 0.50% · 4.625%
HK$128,855
+HK$6,452/mo
Deposit HK$22.89M · loan HK$22.89M · min. income ≈ HK$244,806/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$1,945,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,263
−HK$7,855/mo
▼ 0.25% · 3.875%
HK$129,160
−HK$3,958/mo
Today · 4.125%
HK$133,118
baseline
▲ 0.50% · 4.625%
HK$141,218
+HK$8,100/mo
Deposit HK$18.31M · loan HK$27.47M · min. income ≈ HK$266,236/mo (50% DSR)
Upfront cash ≈ HK$20.26M (deposit + AVD stamp duty HK$1,945,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,354
−HK$7,529/mo
▼ 0.25% · 3.875%
HK$143,092
−HK$3,791/mo
Today · 4.125%
HK$146,883
baseline
▲ 0.50% · 4.625%
HK$154,625
+HK$7,742/mo
Deposit HK$18.31M · loan HK$27.47M · min. income ≈ HK$293,766/mo (50% DSR)
Upfront cash ≈ HK$20.26M (deposit + AVD stamp duty HK$1,945,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,141
−HK$9,164/mo
▼ 0.25% · 3.875%
HK$150,686
−HK$4,619/mo
Today · 4.125%
HK$155,305
baseline
▲ 0.50% · 4.625%
HK$164,755
+HK$9,450/mo
Deposit HK$13.73M · loan HK$32.04M · min. income ≈ HK$310,610/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,945,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,580
−HK$8,784/mo
▼ 0.25% · 3.875%
HK$166,940
−HK$4,424/mo
Today · 4.125%
HK$171,364
baseline
▲ 0.50% · 4.625%
HK$180,396
+HK$9,032/mo
Deposit HK$13.73M · loan HK$32.04M · min. income ≈ HK$342,728/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,945,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,895
−HK$11,783/mo
▼ 0.25% · 3.875%
HK$193,740
−HK$5,938/mo
Today · 4.125%
HK$199,678
baseline
▲ 0.50% · 4.625%
HK$211,828
+HK$12,150/mo
Deposit HK$4.58M · loan HK$41.20M · min. income ≈ HK$399,356/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,945,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,031
−HK$11,294/mo
▼ 0.25% · 3.875%
HK$214,637
−HK$5,688/mo
Today · 4.125%
HK$220,325
baseline
▲ 0.50% · 4.625%
HK$231,938
+HK$11,613/mo
Deposit HK$4.58M · loan HK$41.20M · min. income ≈ HK$440,650/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,945,575 · Scale 2, in force from 26 Feb 2026)