LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,440
−HK$655/mo
▼ 0.25% · 3.875%
HK$10,765
−HK$330/mo
Today · 4.125%
HK$11,095
baseline
▲ 0.50% · 4.625%
HK$11,770
+HK$675/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$22,190/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$75,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,614
−HK$628/mo
▼ 0.25% · 3.875%
HK$11,926
−HK$316/mo
Today · 4.125%
HK$12,242
baseline
▲ 0.50% · 4.625%
HK$12,887
+HK$645/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$24,484/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$75,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,528
−HK$786/mo
▼ 0.25% · 3.875%
HK$12,918
−HK$396/mo
Today · 4.125%
HK$13,314
baseline
▲ 0.50% · 4.625%
HK$14,124
+HK$810/mo
Deposit HK$1.83M · loan HK$2.75M · min. income ≈ HK$26,628/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$75,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,937
−HK$753/mo
▼ 0.25% · 3.875%
HK$14,311
−HK$379/mo
Today · 4.125%
HK$14,690
baseline
▲ 0.50% · 4.625%
HK$15,465
+HK$775/mo
Deposit HK$1.83M · loan HK$2.75M · min. income ≈ HK$29,380/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$75,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,616
−HK$917/mo
▼ 0.25% · 3.875%
HK$15,071
−HK$462/mo
Today · 4.125%
HK$15,533
baseline
▲ 0.50% · 4.625%
HK$16,478
+HK$945/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$31,066/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$75,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,260
−HK$879/mo
▼ 0.25% · 3.875%
HK$16,696
−HK$443/mo
Today · 4.125%
HK$17,139
baseline
▲ 0.50% · 4.625%
HK$18,042
+HK$903/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$34,278/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$75,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,792
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,377
−HK$594/mo
Today · 4.125%
HK$19,971
baseline
▲ 0.50% · 4.625%
HK$21,186
+HK$1,215/mo
Deposit HK$458K · loan HK$4.12M · min. income ≈ HK$39,942/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$75,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,906
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,467
−HK$569/mo
Today · 4.125%
HK$22,036
baseline
▲ 0.50% · 4.625%
HK$23,197
+HK$1,161/mo
Deposit HK$458K · loan HK$4.12M · min. income ≈ HK$44,072/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$75,347 · Scale 2, in force from 26 Feb 2026)