LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,440
−HK$655/mo
▼ 0.25% · 3.875%
HK$10,765
−HK$330/mo
Today · 4.125%
HK$11,095
baseline
▲ 0.50% · 4.625%
HK$11,770
+HK$675/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$22,190/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$75,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,615
−HK$627/mo
▼ 0.25% · 3.875%
HK$11,926
−HK$316/mo
Today · 4.125%
HK$12,242
baseline
▲ 0.50% · 4.625%
HK$12,888
+HK$646/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$24,484/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$75,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,529
−HK$785/mo
▼ 0.25% · 3.875%
HK$12,918
−HK$396/mo
Today · 4.125%
HK$13,314
baseline
▲ 0.50% · 4.625%
HK$14,124
+HK$810/mo
Deposit HK$1.83M · loan HK$2.75M · min. income ≈ HK$26,628/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$75,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,938
−HK$753/mo
▼ 0.25% · 3.875%
HK$14,312
−HK$379/mo
Today · 4.125%
HK$14,691
baseline
▲ 0.50% · 4.625%
HK$15,465
+HK$774/mo
Deposit HK$1.83M · loan HK$2.75M · min. income ≈ HK$29,382/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$75,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,617
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,071
−HK$462/mo
Today · 4.125%
HK$15,533
baseline
▲ 0.50% · 4.625%
HK$16,478
+HK$945/mo
Deposit HK$1.37M · loan HK$3.21M · min. income ≈ HK$31,066/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$75,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,261
−HK$878/mo
▼ 0.25% · 3.875%
HK$16,697
−HK$442/mo
Today · 4.125%
HK$17,139
baseline
▲ 0.50% · 4.625%
HK$18,043
+HK$904/mo
Deposit HK$1.37M · loan HK$3.21M · min. income ≈ HK$34,278/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$75,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,793
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,377
−HK$594/mo
Today · 4.125%
HK$19,971
baseline
▲ 0.50% · 4.625%
HK$21,186
+HK$1,215/mo
Deposit HK$458K · loan HK$4.12M · min. income ≈ HK$39,942/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$75,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,907
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,468
−HK$568/mo
Today · 4.125%
HK$22,036
baseline
▲ 0.50% · 4.625%
HK$23,198
+HK$1,162/mo
Deposit HK$458K · loan HK$4.12M · min. income ≈ HK$44,072/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$75,363 · Scale 2, in force from 26 Feb 2026)