LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,415
−HK$6,547/mo
▼ 0.25% · 3.875%
HK$107,662
−HK$3,300/mo
Today · 4.125%
HK$110,962
baseline
▲ 0.50% · 4.625%
HK$117,714
+HK$6,752/mo
Deposit HK$22.90M · loan HK$22.90M · min. income ≈ HK$221,924/mo (50% DSR)
Upfront cash ≈ HK$24.84M (deposit + AVD stamp duty HK$1,946,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,160
−HK$6,276/mo
▼ 0.25% · 3.875%
HK$119,276
−HK$3,160/mo
Today · 4.125%
HK$122,436
baseline
▲ 0.50% · 4.625%
HK$128,890
+HK$6,454/mo
Deposit HK$22.90M · loan HK$22.90M · min. income ≈ HK$244,872/mo (50% DSR)
Upfront cash ≈ HK$24.84M (deposit + AVD stamp duty HK$1,946,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,298
−HK$7,857/mo
▼ 0.25% · 3.875%
HK$129,195
−HK$3,960/mo
Today · 4.125%
HK$133,155
baseline
▲ 0.50% · 4.625%
HK$141,257
+HK$8,102/mo
Deposit HK$18.32M · loan HK$27.47M · min. income ≈ HK$266,310/mo (50% DSR)
Upfront cash ≈ HK$20.26M (deposit + AVD stamp duty HK$1,946,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,392
−HK$7,531/mo
▼ 0.25% · 3.875%
HK$143,131
−HK$3,792/mo
Today · 4.125%
HK$146,923
baseline
▲ 0.50% · 4.625%
HK$154,668
+HK$7,745/mo
Deposit HK$18.32M · loan HK$27.47M · min. income ≈ HK$293,846/mo (50% DSR)
Upfront cash ≈ HK$20.26M (deposit + AVD stamp duty HK$1,946,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,180
−HK$9,167/mo
▼ 0.25% · 3.875%
HK$150,727
−HK$4,620/mo
Today · 4.125%
HK$155,347
baseline
▲ 0.50% · 4.625%
HK$164,800
+HK$9,453/mo
Deposit HK$13.74M · loan HK$32.05M · min. income ≈ HK$310,694/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,946,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,624
−HK$8,786/mo
▼ 0.25% · 3.875%
HK$166,986
−HK$4,424/mo
Today · 4.125%
HK$171,410
baseline
▲ 0.50% · 4.625%
HK$180,446
+HK$9,036/mo
Deposit HK$13.74M · loan HK$32.05M · min. income ≈ HK$342,820/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,946,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,946
−HK$11,786/mo
▼ 0.25% · 3.875%
HK$193,792
−HK$5,940/mo
Today · 4.125%
HK$199,732
baseline
▲ 0.50% · 4.625%
HK$211,885
+HK$12,153/mo
Deposit HK$4.58M · loan HK$41.21M · min. income ≈ HK$399,464/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,946,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,088
−HK$11,297/mo
▼ 0.25% · 3.875%
HK$214,696
−HK$5,689/mo
Today · 4.125%
HK$220,385
baseline
▲ 0.50% · 4.625%
HK$232,002
+HK$11,617/mo
Deposit HK$4.58M · loan HK$41.21M · min. income ≈ HK$440,770/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,946,106 · Scale 2, in force from 26 Feb 2026)