LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,420
−HK$6,548/mo
▼ 0.25% · 3.875%
HK$107,668
−HK$3,300/mo
Today · 4.125%
HK$110,968
baseline
▲ 0.50% · 4.625%
HK$117,720
+HK$6,752/mo
Deposit HK$22.90M · loan HK$22.90M · min. income ≈ HK$221,936/mo (50% DSR)
Upfront cash ≈ HK$24.84M (deposit + AVD stamp duty HK$1,946,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,166
−HK$6,277/mo
▼ 0.25% · 3.875%
HK$119,282
−HK$3,161/mo
Today · 4.125%
HK$122,443
baseline
▲ 0.50% · 4.625%
HK$128,897
+HK$6,454/mo
Deposit HK$22.90M · loan HK$22.90M · min. income ≈ HK$244,886/mo (50% DSR)
Upfront cash ≈ HK$24.84M (deposit + AVD stamp duty HK$1,946,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,304
−HK$7,858/mo
▼ 0.25% · 3.875%
HK$129,202
−HK$3,960/mo
Today · 4.125%
HK$133,162
baseline
▲ 0.50% · 4.625%
HK$141,265
+HK$8,103/mo
Deposit HK$18.32M · loan HK$27.48M · min. income ≈ HK$266,324/mo (50% DSR)
Upfront cash ≈ HK$20.26M (deposit + AVD stamp duty HK$1,946,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,400
−HK$7,531/mo
▼ 0.25% · 3.875%
HK$143,138
−HK$3,793/mo
Today · 4.125%
HK$146,931
baseline
▲ 0.50% · 4.625%
HK$154,676
+HK$7,745/mo
Deposit HK$18.32M · loan HK$27.48M · min. income ≈ HK$293,862/mo (50% DSR)
Upfront cash ≈ HK$20.26M (deposit + AVD stamp duty HK$1,946,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,188
−HK$9,168/mo
▼ 0.25% · 3.875%
HK$150,736
−HK$4,620/mo
Today · 4.125%
HK$155,356
baseline
▲ 0.50% · 4.625%
HK$164,809
+HK$9,453/mo
Deposit HK$13.74M · loan HK$32.06M · min. income ≈ HK$310,712/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,946,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,633
−HK$8,787/mo
▼ 0.25% · 3.875%
HK$166,995
−HK$4,425/mo
Today · 4.125%
HK$171,420
baseline
▲ 0.50% · 4.625%
HK$180,455
+HK$9,035/mo
Deposit HK$13.74M · loan HK$32.06M · min. income ≈ HK$342,840/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,946,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,956
−HK$11,787/mo
▼ 0.25% · 3.875%
HK$193,803
−HK$5,940/mo
Today · 4.125%
HK$199,743
baseline
▲ 0.50% · 4.625%
HK$211,897
+HK$12,154/mo
Deposit HK$4.58M · loan HK$41.21M · min. income ≈ HK$399,486/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,946,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,100
−HK$11,297/mo
▼ 0.25% · 3.875%
HK$214,708
−HK$5,689/mo
Today · 4.125%
HK$220,397
baseline
▲ 0.50% · 4.625%
HK$232,014
+HK$11,617/mo
Deposit HK$4.58M · loan HK$41.21M · min. income ≈ HK$440,794/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,946,211 · Scale 2, in force from 26 Feb 2026)