LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,437
−HK$6,549/mo
▼ 0.25% · 3.875%
HK$107,685
−HK$3,301/mo
Today · 4.125%
HK$110,986
baseline
▲ 0.50% · 4.625%
HK$117,739
+HK$6,753/mo
Deposit HK$22.90M · loan HK$22.90M · min. income ≈ HK$221,972/mo (50% DSR)
Upfront cash ≈ HK$24.85M (deposit + AVD stamp duty HK$1,946,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,185
−HK$6,277/mo
▼ 0.25% · 3.875%
HK$119,301
−HK$3,161/mo
Today · 4.125%
HK$122,462
baseline
▲ 0.50% · 4.625%
HK$128,917
+HK$6,455/mo
Deposit HK$22.90M · loan HK$22.90M · min. income ≈ HK$244,924/mo (50% DSR)
Upfront cash ≈ HK$24.85M (deposit + AVD stamp duty HK$1,946,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,324
−HK$7,859/mo
▼ 0.25% · 3.875%
HK$129,222
−HK$3,961/mo
Today · 4.125%
HK$133,183
baseline
▲ 0.50% · 4.625%
HK$141,287
+HK$8,104/mo
Deposit HK$18.32M · loan HK$27.48M · min. income ≈ HK$266,366/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$1,946,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,422
−HK$7,532/mo
▼ 0.25% · 3.875%
HK$143,161
−HK$3,793/mo
Today · 4.125%
HK$146,954
baseline
▲ 0.50% · 4.625%
HK$154,700
+HK$7,746/mo
Deposit HK$18.32M · loan HK$27.48M · min. income ≈ HK$293,908/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$1,946,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,211
−HK$9,169/mo
▼ 0.25% · 3.875%
HK$150,759
−HK$4,621/mo
Today · 4.125%
HK$155,380
baseline
▲ 0.50% · 4.625%
HK$164,834
+HK$9,454/mo
Deposit HK$13.74M · loan HK$32.06M · min. income ≈ HK$310,760/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,946,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,658
−HK$8,788/mo
▼ 0.25% · 3.875%
HK$167,021
−HK$4,425/mo
Today · 4.125%
HK$171,446
baseline
▲ 0.50% · 4.625%
HK$180,484
+HK$9,038/mo
Deposit HK$13.74M · loan HK$32.06M · min. income ≈ HK$342,892/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,946,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,986
−HK$11,788/mo
▼ 0.25% · 3.875%
HK$193,833
−HK$5,941/mo
Today · 4.125%
HK$199,774
baseline
▲ 0.50% · 4.625%
HK$211,930
+HK$12,156/mo
Deposit HK$4.58M · loan HK$41.22M · min. income ≈ HK$399,548/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,946,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,132
−HK$11,299/mo
▼ 0.25% · 3.875%
HK$214,741
−HK$5,690/mo
Today · 4.125%
HK$220,431
baseline
▲ 0.50% · 4.625%
HK$232,050
+HK$11,619/mo
Deposit HK$4.58M · loan HK$41.22M · min. income ≈ HK$440,862/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,946,516 · Scale 2, in force from 26 Feb 2026)