LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,440
−HK$6,549/mo
▼ 0.25% · 3.875%
HK$107,688
−HK$3,301/mo
Today · 4.125%
HK$110,989
baseline
▲ 0.50% · 4.625%
HK$117,743
+HK$6,754/mo
Deposit HK$22.90M · loan HK$22.90M · min. income ≈ HK$221,978/mo (50% DSR)
Upfront cash ≈ HK$24.85M (deposit + AVD stamp duty HK$1,946,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,188
−HK$6,278/mo
▼ 0.25% · 3.875%
HK$119,304
−HK$3,162/mo
Today · 4.125%
HK$122,466
baseline
▲ 0.50% · 4.625%
HK$128,921
+HK$6,455/mo
Deposit HK$22.90M · loan HK$22.90M · min. income ≈ HK$244,932/mo (50% DSR)
Upfront cash ≈ HK$24.85M (deposit + AVD stamp duty HK$1,946,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,328
−HK$7,859/mo
▼ 0.25% · 3.875%
HK$129,226
−HK$3,961/mo
Today · 4.125%
HK$133,187
baseline
▲ 0.50% · 4.625%
HK$141,291
+HK$8,104/mo
Deposit HK$18.32M · loan HK$27.48M · min. income ≈ HK$266,374/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$1,946,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,426
−HK$7,533/mo
▼ 0.25% · 3.875%
HK$143,165
−HK$3,794/mo
Today · 4.125%
HK$146,959
baseline
▲ 0.50% · 4.625%
HK$154,705
+HK$7,746/mo
Deposit HK$18.32M · loan HK$27.48M · min. income ≈ HK$293,918/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$1,946,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,216
−HK$9,169/mo
▼ 0.25% · 3.875%
HK$150,764
−HK$4,621/mo
Today · 4.125%
HK$155,385
baseline
▲ 0.50% · 4.625%
HK$164,840
+HK$9,455/mo
Deposit HK$13.74M · loan HK$32.06M · min. income ≈ HK$310,770/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,946,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,664
−HK$8,788/mo
▼ 0.25% · 3.875%
HK$167,026
−HK$4,426/mo
Today · 4.125%
HK$171,452
baseline
▲ 0.50% · 4.625%
HK$180,489
+HK$9,037/mo
Deposit HK$13.74M · loan HK$32.06M · min. income ≈ HK$342,904/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,946,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,992
−HK$11,788/mo
▼ 0.25% · 3.875%
HK$193,839
−HK$5,941/mo
Today · 4.125%
HK$199,780
baseline
▲ 0.50% · 4.625%
HK$211,937
+HK$12,157/mo
Deposit HK$4.58M · loan HK$41.22M · min. income ≈ HK$399,560/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,946,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,139
−HK$11,299/mo
▼ 0.25% · 3.875%
HK$214,748
−HK$5,690/mo
Today · 4.125%
HK$220,438
baseline
▲ 0.50% · 4.625%
HK$232,058
+HK$11,620/mo
Deposit HK$4.58M · loan HK$41.22M · min. income ≈ HK$440,876/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,946,576 · Scale 2, in force from 26 Feb 2026)