LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,451
−HK$6,550/mo
▼ 0.25% · 3.875%
HK$107,700
−HK$3,301/mo
Today · 4.125%
HK$111,001
baseline
▲ 0.50% · 4.625%
HK$117,755
+HK$6,754/mo
Deposit HK$22.90M · loan HK$22.90M · min. income ≈ HK$222,002/mo (50% DSR)
Upfront cash ≈ HK$24.85M (deposit + AVD stamp duty HK$1,946,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,200
−HK$6,278/mo
▼ 0.25% · 3.875%
HK$119,317
−HK$3,161/mo
Today · 4.125%
HK$122,478
baseline
▲ 0.50% · 4.625%
HK$128,934
+HK$6,456/mo
Deposit HK$22.90M · loan HK$22.90M · min. income ≈ HK$244,956/mo (50% DSR)
Upfront cash ≈ HK$24.85M (deposit + AVD stamp duty HK$1,946,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,341
−HK$7,860/mo
▼ 0.25% · 3.875%
HK$129,240
−HK$3,961/mo
Today · 4.125%
HK$133,201
baseline
▲ 0.50% · 4.625%
HK$141,306
+HK$8,105/mo
Deposit HK$18.32M · loan HK$27.48M · min. income ≈ HK$266,402/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$1,946,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,440
−HK$7,534/mo
▼ 0.25% · 3.875%
HK$143,180
−HK$3,794/mo
Today · 4.125%
HK$146,974
baseline
▲ 0.50% · 4.625%
HK$154,721
+HK$7,747/mo
Deposit HK$18.32M · loan HK$27.48M · min. income ≈ HK$293,948/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$1,946,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,231
−HK$9,170/mo
▼ 0.25% · 3.875%
HK$150,780
−HK$4,621/mo
Today · 4.125%
HK$155,401
baseline
▲ 0.50% · 4.625%
HK$164,857
+HK$9,456/mo
Deposit HK$13.74M · loan HK$32.06M · min. income ≈ HK$310,802/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,946,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,680
−HK$8,790/mo
▼ 0.25% · 3.875%
HK$167,043
−HK$4,427/mo
Today · 4.125%
HK$171,470
baseline
▲ 0.50% · 4.625%
HK$180,508
+HK$9,038/mo
Deposit HK$13.74M · loan HK$32.06M · min. income ≈ HK$342,940/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,946,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,011
−HK$11,790/mo
▼ 0.25% · 3.875%
HK$193,859
−HK$5,942/mo
Today · 4.125%
HK$199,801
baseline
▲ 0.50% · 4.625%
HK$211,959
+HK$12,158/mo
Deposit HK$4.58M · loan HK$41.23M · min. income ≈ HK$399,602/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,946,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,161
−HK$11,300/mo
▼ 0.25% · 3.875%
HK$214,770
−HK$5,691/mo
Today · 4.125%
HK$220,461
baseline
▲ 0.50% · 4.625%
HK$232,082
+HK$11,621/mo
Deposit HK$4.58M · loan HK$41.23M · min. income ≈ HK$440,922/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,946,779 · Scale 2, in force from 26 Feb 2026)