LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,446
−HK$655/mo
▼ 0.25% · 3.875%
HK$10,771
−HK$330/mo
Today · 4.125%
HK$11,101
baseline
▲ 0.50% · 4.625%
HK$11,776
+HK$675/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$22,202/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$75,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,621
−HK$627/mo
▼ 0.25% · 3.875%
HK$11,932
−HK$316/mo
Today · 4.125%
HK$12,248
baseline
▲ 0.50% · 4.625%
HK$12,894
+HK$646/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$24,496/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$75,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,535
−HK$786/mo
▼ 0.25% · 3.875%
HK$12,925
−HK$396/mo
Today · 4.125%
HK$13,321
baseline
▲ 0.50% · 4.625%
HK$14,131
+HK$810/mo
Deposit HK$1.83M · loan HK$2.75M · min. income ≈ HK$26,642/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$75,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,945
−HK$753/mo
▼ 0.25% · 3.875%
HK$14,319
−HK$379/mo
Today · 4.125%
HK$14,698
baseline
▲ 0.50% · 4.625%
HK$15,473
+HK$775/mo
Deposit HK$1.83M · loan HK$2.75M · min. income ≈ HK$29,396/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$75,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,624
−HK$917/mo
▼ 0.25% · 3.875%
HK$15,079
−HK$462/mo
Today · 4.125%
HK$15,541
baseline
▲ 0.50% · 4.625%
HK$16,486
+HK$945/mo
Deposit HK$1.37M · loan HK$3.21M · min. income ≈ HK$31,082/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$75,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,269
−HK$879/mo
▼ 0.25% · 3.875%
HK$16,705
−HK$443/mo
Today · 4.125%
HK$17,148
baseline
▲ 0.50% · 4.625%
HK$18,052
+HK$904/mo
Deposit HK$1.37M · loan HK$3.21M · min. income ≈ HK$34,296/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$75,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,802
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,387
−HK$594/mo
Today · 4.125%
HK$19,981
baseline
▲ 0.50% · 4.625%
HK$21,197
+HK$1,216/mo
Deposit HK$458K · loan HK$4.12M · min. income ≈ HK$39,962/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$75,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,917
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,478
−HK$569/mo
Today · 4.125%
HK$22,047
baseline
▲ 0.50% · 4.625%
HK$23,209
+HK$1,162/mo
Deposit HK$458K · loan HK$4.12M · min. income ≈ HK$44,094/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$75,589 · Scale 2, in force from 26 Feb 2026)