LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,450
−HK$655/mo
▼ 0.25% · 3.875%
HK$10,775
−HK$330/mo
Today · 4.125%
HK$11,105
baseline
▲ 0.50% · 4.625%
HK$11,781
+HK$676/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$22,210/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$75,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,626
−HK$628/mo
▼ 0.25% · 3.875%
HK$11,937
−HK$317/mo
Today · 4.125%
HK$12,254
baseline
▲ 0.50% · 4.625%
HK$12,900
+HK$646/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$24,508/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$75,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,540
−HK$786/mo
▼ 0.25% · 3.875%
HK$12,930
−HK$396/mo
Today · 4.125%
HK$13,326
baseline
▲ 0.50% · 4.625%
HK$14,137
+HK$811/mo
Deposit HK$1.83M · loan HK$2.75M · min. income ≈ HK$26,652/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$75,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,951
−HK$753/mo
▼ 0.25% · 3.875%
HK$14,325
−HK$379/mo
Today · 4.125%
HK$14,704
baseline
▲ 0.50% · 4.625%
HK$15,479
+HK$775/mo
Deposit HK$1.83M · loan HK$2.75M · min. income ≈ HK$29,408/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$75,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,630
−HK$917/mo
▼ 0.25% · 3.875%
HK$15,085
−HK$462/mo
Today · 4.125%
HK$15,547
baseline
▲ 0.50% · 4.625%
HK$16,493
+HK$946/mo
Deposit HK$1.37M · loan HK$3.21M · min. income ≈ HK$31,094/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$75,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,276
−HK$879/mo
▼ 0.25% · 3.875%
HK$16,712
−HK$443/mo
Today · 4.125%
HK$17,155
baseline
▲ 0.50% · 4.625%
HK$18,059
+HK$904/mo
Deposit HK$1.37M · loan HK$3.21M · min. income ≈ HK$34,310/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$75,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,810
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,395
−HK$595/mo
Today · 4.125%
HK$19,990
baseline
▲ 0.50% · 4.625%
HK$21,206
+HK$1,216/mo
Deposit HK$458K · loan HK$4.12M · min. income ≈ HK$39,980/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$75,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,926
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,487
−HK$570/mo
Today · 4.125%
HK$22,057
baseline
▲ 0.50% · 4.625%
HK$23,219
+HK$1,162/mo
Deposit HK$458K · loan HK$4.12M · min. income ≈ HK$44,114/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$75,782 · Scale 2, in force from 26 Feb 2026)