LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,514
−HK$6,554/mo
▼ 0.25% · 3.875%
HK$107,765
−HK$3,303/mo
Today · 4.125%
HK$111,068
baseline
▲ 0.50% · 4.625%
HK$117,827
+HK$6,759/mo
Deposit HK$22.92M · loan HK$22.92M · min. income ≈ HK$222,136/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$1,947,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,271
−HK$6,282/mo
▼ 0.25% · 3.875%
HK$119,390
−HK$3,163/mo
Today · 4.125%
HK$122,553
baseline
▲ 0.50% · 4.625%
HK$129,013
+HK$6,460/mo
Deposit HK$22.92M · loan HK$22.92M · min. income ≈ HK$245,106/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$1,947,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,417
−HK$7,865/mo
▼ 0.25% · 3.875%
HK$129,319
−HK$3,963/mo
Today · 4.125%
HK$133,282
baseline
▲ 0.50% · 4.625%
HK$141,392
+HK$8,110/mo
Deposit HK$18.33M · loan HK$27.50M · min. income ≈ HK$266,564/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,947,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,525
−HK$7,539/mo
▼ 0.25% · 3.875%
HK$143,267
−HK$3,797/mo
Today · 4.125%
HK$147,064
baseline
▲ 0.50% · 4.625%
HK$154,816
+HK$7,752/mo
Deposit HK$18.33M · loan HK$27.50M · min. income ≈ HK$294,128/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,947,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,320
−HK$9,176/mo
▼ 0.25% · 3.875%
HK$150,872
−HK$4,624/mo
Today · 4.125%
HK$155,496
baseline
▲ 0.50% · 4.625%
HK$164,957
+HK$9,461/mo
Deposit HK$13.75M · loan HK$32.08M · min. income ≈ HK$310,992/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,947,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,780
−HK$8,794/mo
▼ 0.25% · 3.875%
HK$167,145
−HK$4,429/mo
Today · 4.125%
HK$171,574
baseline
▲ 0.50% · 4.625%
HK$180,618
+HK$9,044/mo
Deposit HK$13.75M · loan HK$32.08M · min. income ≈ HK$343,148/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,947,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,126
−HK$11,797/mo
▼ 0.25% · 3.875%
HK$193,978
−HK$5,945/mo
Today · 4.125%
HK$199,923
baseline
▲ 0.50% · 4.625%
HK$212,088
+HK$12,165/mo
Deposit HK$4.58M · loan HK$41.25M · min. income ≈ HK$399,846/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,947,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,288
−HK$11,307/mo
▼ 0.25% · 3.875%
HK$214,901
−HK$5,694/mo
Today · 4.125%
HK$220,595
baseline
▲ 0.50% · 4.625%
HK$232,223
+HK$11,628/mo
Deposit HK$4.58M · loan HK$41.25M · min. income ≈ HK$441,190/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,947,967 · Scale 2, in force from 26 Feb 2026)