LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,517
−HK$6,554/mo
▼ 0.25% · 3.875%
HK$107,768
−HK$3,303/mo
Today · 4.125%
HK$111,071
baseline
▲ 0.50% · 4.625%
HK$117,830
+HK$6,759/mo
Deposit HK$22.92M · loan HK$22.92M · min. income ≈ HK$222,142/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$1,948,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,274
−HK$6,282/mo
▼ 0.25% · 3.875%
HK$119,393
−HK$3,163/mo
Today · 4.125%
HK$122,556
baseline
▲ 0.50% · 4.625%
HK$129,016
+HK$6,460/mo
Deposit HK$22.92M · loan HK$22.92M · min. income ≈ HK$245,112/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$1,948,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,421
−HK$7,865/mo
▼ 0.25% · 3.875%
HK$129,322
−HK$3,964/mo
Today · 4.125%
HK$133,286
baseline
▲ 0.50% · 4.625%
HK$141,396
+HK$8,110/mo
Deposit HK$18.33M · loan HK$27.50M · min. income ≈ HK$266,572/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,948,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,529
−HK$7,539/mo
▼ 0.25% · 3.875%
HK$143,271
−HK$3,797/mo
Today · 4.125%
HK$147,068
baseline
▲ 0.50% · 4.625%
HK$154,820
+HK$7,752/mo
Deposit HK$18.33M · loan HK$27.50M · min. income ≈ HK$294,136/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,948,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,324
−HK$9,176/mo
▼ 0.25% · 3.875%
HK$150,876
−HK$4,624/mo
Today · 4.125%
HK$155,500
baseline
▲ 0.50% · 4.625%
HK$164,962
+HK$9,462/mo
Deposit HK$13.75M · loan HK$32.09M · min. income ≈ HK$311,000/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,948,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,784
−HK$8,795/mo
▼ 0.25% · 3.875%
HK$167,150
−HK$4,429/mo
Today · 4.125%
HK$171,579
baseline
▲ 0.50% · 4.625%
HK$180,623
+HK$9,044/mo
Deposit HK$13.75M · loan HK$32.09M · min. income ≈ HK$343,158/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,948,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,131
−HK$11,798/mo
▼ 0.25% · 3.875%
HK$193,983
−HK$5,946/mo
Today · 4.125%
HK$199,929
baseline
▲ 0.50% · 4.625%
HK$212,094
+HK$12,165/mo
Deposit HK$4.58M · loan HK$41.25M · min. income ≈ HK$399,858/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,948,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,294
−HK$11,307/mo
▼ 0.25% · 3.875%
HK$214,907
−HK$5,694/mo
Today · 4.125%
HK$220,601
baseline
▲ 0.50% · 4.625%
HK$232,230
+HK$11,629/mo
Deposit HK$4.58M · loan HK$41.25M · min. income ≈ HK$441,202/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,948,019 · Scale 2, in force from 26 Feb 2026)