LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,526
−HK$6,555/mo
▼ 0.25% · 3.875%
HK$107,778
−HK$3,303/mo
Today · 4.125%
HK$111,081
baseline
▲ 0.50% · 4.625%
HK$117,840
+HK$6,759/mo
Deposit HK$22.92M · loan HK$22.92M · min. income ≈ HK$222,162/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$1,948,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,285
−HK$6,282/mo
▼ 0.25% · 3.875%
HK$119,403
−HK$3,164/mo
Today · 4.125%
HK$122,567
baseline
▲ 0.50% · 4.625%
HK$129,028
+HK$6,461/mo
Deposit HK$22.92M · loan HK$22.92M · min. income ≈ HK$245,134/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$1,948,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,432
−HK$7,865/mo
▼ 0.25% · 3.875%
HK$129,333
−HK$3,964/mo
Today · 4.125%
HK$133,297
baseline
▲ 0.50% · 4.625%
HK$141,408
+HK$8,111/mo
Deposit HK$18.34M · loan HK$27.50M · min. income ≈ HK$266,594/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,948,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,541
−HK$7,539/mo
▼ 0.25% · 3.875%
HK$143,284
−HK$3,796/mo
Today · 4.125%
HK$147,080
baseline
▲ 0.50% · 4.625%
HK$154,833
+HK$7,753/mo
Deposit HK$18.34M · loan HK$27.50M · min. income ≈ HK$294,160/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,948,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,337
−HK$9,177/mo
▼ 0.25% · 3.875%
HK$150,889
−HK$4,625/mo
Today · 4.125%
HK$155,514
baseline
▲ 0.50% · 4.625%
HK$164,976
+HK$9,462/mo
Deposit HK$13.75M · loan HK$32.09M · min. income ≈ HK$311,028/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,948,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,798
−HK$8,796/mo
▼ 0.25% · 3.875%
HK$167,165
−HK$4,429/mo
Today · 4.125%
HK$171,594
baseline
▲ 0.50% · 4.625%
HK$180,639
+HK$9,045/mo
Deposit HK$13.75M · loan HK$32.09M · min. income ≈ HK$343,188/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,948,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,147
−HK$11,799/mo
▼ 0.25% · 3.875%
HK$194,000
−HK$5,946/mo
Today · 4.125%
HK$199,946
baseline
▲ 0.50% · 4.625%
HK$212,112
+HK$12,166/mo
Deposit HK$4.58M · loan HK$41.26M · min. income ≈ HK$399,892/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,948,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,312
−HK$11,309/mo
▼ 0.25% · 3.875%
HK$214,926
−HK$5,695/mo
Today · 4.125%
HK$220,621
baseline
▲ 0.50% · 4.625%
HK$232,250
+HK$11,629/mo
Deposit HK$4.58M · loan HK$41.26M · min. income ≈ HK$441,242/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,948,189 · Scale 2, in force from 26 Feb 2026)