LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,527
−HK$6,555/mo
▼ 0.25% · 3.875%
HK$107,779
−HK$3,303/mo
Today · 4.125%
HK$111,082
baseline
▲ 0.50% · 4.625%
HK$117,841
+HK$6,759/mo
Deposit HK$22.92M · loan HK$22.92M · min. income ≈ HK$222,164/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$1,948,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,286
−HK$6,282/mo
▼ 0.25% · 3.875%
HK$119,404
−HK$3,164/mo
Today · 4.125%
HK$122,568
baseline
▲ 0.50% · 4.625%
HK$129,029
+HK$6,461/mo
Deposit HK$22.92M · loan HK$22.92M · min. income ≈ HK$245,136/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$1,948,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,433
−HK$7,866/mo
▼ 0.25% · 3.875%
HK$129,335
−HK$3,964/mo
Today · 4.125%
HK$133,299
baseline
▲ 0.50% · 4.625%
HK$141,410
+HK$8,111/mo
Deposit HK$18.34M · loan HK$27.50M · min. income ≈ HK$266,598/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,948,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,543
−HK$7,539/mo
▼ 0.25% · 3.875%
HK$143,285
−HK$3,797/mo
Today · 4.125%
HK$147,082
baseline
▲ 0.50% · 4.625%
HK$154,835
+HK$7,753/mo
Deposit HK$18.34M · loan HK$27.50M · min. income ≈ HK$294,164/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$1,948,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,338
−HK$9,177/mo
▼ 0.25% · 3.875%
HK$150,890
−HK$4,625/mo
Today · 4.125%
HK$155,515
baseline
▲ 0.50% · 4.625%
HK$164,978
+HK$9,463/mo
Deposit HK$13.75M · loan HK$32.09M · min. income ≈ HK$311,030/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,948,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,800
−HK$8,796/mo
▼ 0.25% · 3.875%
HK$167,166
−HK$4,430/mo
Today · 4.125%
HK$171,596
baseline
▲ 0.50% · 4.625%
HK$180,641
+HK$9,045/mo
Deposit HK$13.75M · loan HK$32.09M · min. income ≈ HK$343,192/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,948,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,149
−HK$11,799/mo
▼ 0.25% · 3.875%
HK$194,002
−HK$5,946/mo
Today · 4.125%
HK$199,948
baseline
▲ 0.50% · 4.625%
HK$212,114
+HK$12,166/mo
Deposit HK$4.58M · loan HK$41.26M · min. income ≈ HK$399,896/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,948,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,314
−HK$11,309/mo
▼ 0.25% · 3.875%
HK$214,928
−HK$5,695/mo
Today · 4.125%
HK$220,623
baseline
▲ 0.50% · 4.625%
HK$232,252
+HK$11,629/mo
Deposit HK$4.58M · loan HK$41.26M · min. income ≈ HK$441,246/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,948,210 · Scale 2, in force from 26 Feb 2026)