LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,536
−HK$6,555/mo
▼ 0.25% · 3.875%
HK$107,788
−HK$3,303/mo
Today · 4.125%
HK$111,091
baseline
▲ 0.50% · 4.625%
HK$117,851
+HK$6,760/mo
Deposit HK$22.92M · loan HK$22.92M · min. income ≈ HK$222,182/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$1,948,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,295
−HK$6,283/mo
▼ 0.25% · 3.875%
HK$119,414
−HK$3,164/mo
Today · 4.125%
HK$122,578
baseline
▲ 0.50% · 4.625%
HK$129,040
+HK$6,462/mo
Deposit HK$22.92M · loan HK$22.92M · min. income ≈ HK$245,156/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$1,948,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,443
−HK$7,867/mo
▼ 0.25% · 3.875%
HK$129,345
−HK$3,965/mo
Today · 4.125%
HK$133,310
baseline
▲ 0.50% · 4.625%
HK$141,421
+HK$8,111/mo
Deposit HK$18.34M · loan HK$27.51M · min. income ≈ HK$266,620/mo (50% DSR)
Upfront cash ≈ HK$20.29M (deposit + AVD stamp duty HK$1,948,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,554
−HK$7,540/mo
▼ 0.25% · 3.875%
HK$143,297
−HK$3,797/mo
Today · 4.125%
HK$147,094
baseline
▲ 0.50% · 4.625%
HK$154,848
+HK$7,754/mo
Deposit HK$18.34M · loan HK$27.51M · min. income ≈ HK$294,188/mo (50% DSR)
Upfront cash ≈ HK$20.29M (deposit + AVD stamp duty HK$1,948,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,350
−HK$9,178/mo
▼ 0.25% · 3.875%
HK$150,903
−HK$4,625/mo
Today · 4.125%
HK$155,528
baseline
▲ 0.50% · 4.625%
HK$164,991
+HK$9,463/mo
Deposit HK$13.75M · loan HK$32.09M · min. income ≈ HK$311,056/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,948,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,813
−HK$8,797/mo
▼ 0.25% · 3.875%
HK$167,180
−HK$4,430/mo
Today · 4.125%
HK$171,610
baseline
▲ 0.50% · 4.625%
HK$180,656
+HK$9,046/mo
Deposit HK$13.75M · loan HK$32.09M · min. income ≈ HK$343,220/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,948,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,165
−HK$11,799/mo
▼ 0.25% · 3.875%
HK$194,018
−HK$5,946/mo
Today · 4.125%
HK$199,964
baseline
▲ 0.50% · 4.625%
HK$212,132
+HK$12,168/mo
Deposit HK$4.58M · loan HK$41.26M · min. income ≈ HK$399,928/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,948,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,332
−HK$11,309/mo
▼ 0.25% · 3.875%
HK$214,946
−HK$5,695/mo
Today · 4.125%
HK$220,641
baseline
▲ 0.50% · 4.625%
HK$232,271
+HK$11,630/mo
Deposit HK$4.58M · loan HK$41.26M · min. income ≈ HK$441,282/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,948,370 · Scale 2, in force from 26 Feb 2026)