LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,454
−HK$656/mo
▼ 0.25% · 3.875%
HK$10,780
−HK$330/mo
Today · 4.125%
HK$11,110
baseline
▲ 0.50% · 4.625%
HK$11,786
+HK$676/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$22,220/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$75,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,630
−HK$629/mo
▼ 0.25% · 3.875%
HK$11,942
−HK$317/mo
Today · 4.125%
HK$12,259
baseline
▲ 0.50% · 4.625%
HK$12,905
+HK$646/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$24,518/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$75,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,545
−HK$787/mo
▼ 0.25% · 3.875%
HK$12,936
−HK$396/mo
Today · 4.125%
HK$13,332
baseline
▲ 0.50% · 4.625%
HK$14,143
+HK$811/mo
Deposit HK$1.83M · loan HK$2.75M · min. income ≈ HK$26,664/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$75,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,956
−HK$755/mo
▼ 0.25% · 3.875%
HK$14,331
−HK$380/mo
Today · 4.125%
HK$14,711
baseline
▲ 0.50% · 4.625%
HK$15,486
+HK$775/mo
Deposit HK$1.83M · loan HK$2.75M · min. income ≈ HK$29,422/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$75,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,636
−HK$918/mo
▼ 0.25% · 3.875%
HK$15,091
−HK$463/mo
Today · 4.125%
HK$15,554
baseline
▲ 0.50% · 4.625%
HK$16,500
+HK$946/mo
Deposit HK$1.38M · loan HK$3.21M · min. income ≈ HK$31,108/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$75,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,283
−HK$879/mo
▼ 0.25% · 3.875%
HK$16,719
−HK$443/mo
Today · 4.125%
HK$17,162
baseline
▲ 0.50% · 4.625%
HK$18,067
+HK$905/mo
Deposit HK$1.38M · loan HK$3.21M · min. income ≈ HK$34,324/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$75,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,818
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,403
−HK$595/mo
Today · 4.125%
HK$19,998
baseline
▲ 0.50% · 4.625%
HK$21,215
+HK$1,217/mo
Deposit HK$458K · loan HK$4.13M · min. income ≈ HK$39,996/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$75,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,935
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,496
−HK$570/mo
Today · 4.125%
HK$22,066
baseline
▲ 0.50% · 4.625%
HK$23,229
+HK$1,163/mo
Deposit HK$458K · loan HK$4.13M · min. income ≈ HK$44,132/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$75,975 · Scale 2, in force from 26 Feb 2026)