LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,547
−HK$6,556/mo
▼ 0.25% · 3.875%
HK$107,799
−HK$3,304/mo
Today · 4.125%
HK$111,103
baseline
▲ 0.50% · 4.625%
HK$117,863
+HK$6,760/mo
Deposit HK$22.92M · loan HK$22.92M · min. income ≈ HK$222,206/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$1,948,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,307
−HK$6,284/mo
▼ 0.25% · 3.875%
HK$119,426
−HK$3,165/mo
Today · 4.125%
HK$122,591
baseline
▲ 0.50% · 4.625%
HK$129,053
+HK$6,462/mo
Deposit HK$22.92M · loan HK$22.92M · min. income ≈ HK$245,182/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$1,948,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,456
−HK$7,867/mo
▼ 0.25% · 3.875%
HK$129,358
−HK$3,965/mo
Today · 4.125%
HK$133,323
baseline
▲ 0.50% · 4.625%
HK$141,436
+HK$8,113/mo
Deposit HK$18.34M · loan HK$27.51M · min. income ≈ HK$266,646/mo (50% DSR)
Upfront cash ≈ HK$20.29M (deposit + AVD stamp duty HK$1,948,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,568
−HK$7,541/mo
▼ 0.25% · 3.875%
HK$143,312
−HK$3,797/mo
Today · 4.125%
HK$147,109
baseline
▲ 0.50% · 4.625%
HK$154,863
+HK$7,754/mo
Deposit HK$18.34M · loan HK$27.51M · min. income ≈ HK$294,218/mo (50% DSR)
Upfront cash ≈ HK$20.29M (deposit + AVD stamp duty HK$1,948,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,365
−HK$9,179/mo
▼ 0.25% · 3.875%
HK$150,918
−HK$4,626/mo
Today · 4.125%
HK$155,544
baseline
▲ 0.50% · 4.625%
HK$165,008
+HK$9,464/mo
Deposit HK$13.75M · loan HK$32.09M · min. income ≈ HK$311,088/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,948,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,830
−HK$8,797/mo
▼ 0.25% · 3.875%
HK$167,197
−HK$4,430/mo
Today · 4.125%
HK$171,627
baseline
▲ 0.50% · 4.625%
HK$180,674
+HK$9,047/mo
Deposit HK$13.75M · loan HK$32.09M · min. income ≈ HK$343,254/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,948,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,184
−HK$11,801/mo
▼ 0.25% · 3.875%
HK$194,037
−HK$5,948/mo
Today · 4.125%
HK$199,985
baseline
▲ 0.50% · 4.625%
HK$212,153
+HK$12,168/mo
Deposit HK$4.58M · loan HK$41.26M · min. income ≈ HK$399,970/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,948,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,353
−HK$11,310/mo
▼ 0.25% · 3.875%
HK$214,967
−HK$5,696/mo
Today · 4.125%
HK$220,663
baseline
▲ 0.50% · 4.625%
HK$232,295
+HK$11,632/mo
Deposit HK$4.58M · loan HK$41.26M · min. income ≈ HK$441,326/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,948,567 · Scale 2, in force from 26 Feb 2026)