LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,560
−HK$6,557/mo
▼ 0.25% · 3.875%
HK$107,812
−HK$3,305/mo
Today · 4.125%
HK$111,117
baseline
▲ 0.50% · 4.625%
HK$117,878
+HK$6,761/mo
Deposit HK$22.93M · loan HK$22.93M · min. income ≈ HK$222,234/mo (50% DSR)
Upfront cash ≈ HK$24.88M (deposit + AVD stamp duty HK$1,948,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,322
−HK$6,284/mo
▼ 0.25% · 3.875%
HK$119,441
−HK$3,165/mo
Today · 4.125%
HK$122,606
baseline
▲ 0.50% · 4.625%
HK$129,069
+HK$6,463/mo
Deposit HK$22.93M · loan HK$22.93M · min. income ≈ HK$245,212/mo (50% DSR)
Upfront cash ≈ HK$24.88M (deposit + AVD stamp duty HK$1,948,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,472
−HK$7,868/mo
▼ 0.25% · 3.875%
HK$129,375
−HK$3,965/mo
Today · 4.125%
HK$133,340
baseline
▲ 0.50% · 4.625%
HK$141,453
+HK$8,113/mo
Deposit HK$18.34M · loan HK$27.51M · min. income ≈ HK$266,680/mo (50% DSR)
Upfront cash ≈ HK$20.29M (deposit + AVD stamp duty HK$1,948,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,586
−HK$7,541/mo
▼ 0.25% · 3.875%
HK$143,330
−HK$3,797/mo
Today · 4.125%
HK$147,127
baseline
▲ 0.50% · 4.625%
HK$154,883
+HK$7,756/mo
Deposit HK$18.34M · loan HK$27.51M · min. income ≈ HK$294,254/mo (50% DSR)
Upfront cash ≈ HK$20.29M (deposit + AVD stamp duty HK$1,948,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,384
−HK$9,179/mo
▼ 0.25% · 3.875%
HK$150,937
−HK$4,626/mo
Today · 4.125%
HK$155,563
baseline
▲ 0.50% · 4.625%
HK$165,029
+HK$9,466/mo
Deposit HK$13.76M · loan HK$32.10M · min. income ≈ HK$311,126/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,948,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,850
−HK$8,799/mo
▼ 0.25% · 3.875%
HK$167,218
−HK$4,431/mo
Today · 4.125%
HK$171,649
baseline
▲ 0.50% · 4.625%
HK$180,696
+HK$9,047/mo
Deposit HK$13.76M · loan HK$32.10M · min. income ≈ HK$343,298/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,948,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,207
−HK$11,803/mo
▼ 0.25% · 3.875%
HK$194,062
−HK$5,948/mo
Today · 4.125%
HK$200,010
baseline
▲ 0.50% · 4.625%
HK$212,180
+HK$12,170/mo
Deposit HK$4.59M · loan HK$41.27M · min. income ≈ HK$400,020/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,948,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,379
−HK$11,312/mo
▼ 0.25% · 3.875%
HK$214,994
−HK$5,697/mo
Today · 4.125%
HK$220,691
baseline
▲ 0.50% · 4.625%
HK$232,324
+HK$11,633/mo
Deposit HK$4.59M · loan HK$41.27M · min. income ≈ HK$441,382/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$1,948,811 · Scale 2, in force from 26 Feb 2026)