LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,458
−HK$656/mo
▼ 0.25% · 3.875%
HK$10,784
−HK$330/mo
Today · 4.125%
HK$11,114
baseline
▲ 0.50% · 4.625%
HK$11,790
+HK$676/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$22,228/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$76,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,635
−HK$628/mo
▼ 0.25% · 3.875%
HK$11,947
−HK$316/mo
Today · 4.125%
HK$12,263
baseline
▲ 0.50% · 4.625%
HK$12,910
+HK$647/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$24,526/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$76,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,550
−HK$787/mo
▼ 0.25% · 3.875%
HK$12,940
−HK$397/mo
Today · 4.125%
HK$13,337
baseline
▲ 0.50% · 4.625%
HK$14,148
+HK$811/mo
Deposit HK$1.83M · loan HK$2.75M · min. income ≈ HK$26,674/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$76,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,962
−HK$754/mo
▼ 0.25% · 3.875%
HK$14,336
−HK$380/mo
Today · 4.125%
HK$14,716
baseline
▲ 0.50% · 4.625%
HK$15,492
+HK$776/mo
Deposit HK$1.83M · loan HK$2.75M · min. income ≈ HK$29,432/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$76,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,641
−HK$919/mo
▼ 0.25% · 3.875%
HK$15,097
−HK$463/mo
Today · 4.125%
HK$15,560
baseline
▲ 0.50% · 4.625%
HK$16,506
+HK$946/mo
Deposit HK$1.38M · loan HK$3.21M · min. income ≈ HK$31,120/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$76,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,289
−HK$880/mo
▼ 0.25% · 3.875%
HK$16,725
−HK$444/mo
Today · 4.125%
HK$17,169
baseline
▲ 0.50% · 4.625%
HK$18,074
+HK$905/mo
Deposit HK$1.38M · loan HK$3.21M · min. income ≈ HK$34,338/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$76,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,825
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,410
−HK$595/mo
Today · 4.125%
HK$20,005
baseline
▲ 0.50% · 4.625%
HK$21,223
+HK$1,218/mo
Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$40,010/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$76,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,942
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,504
−HK$570/mo
Today · 4.125%
HK$22,074
baseline
▲ 0.50% · 4.625%
HK$23,237
+HK$1,163/mo
Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$44,148/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$76,142 · Scale 2, in force from 26 Feb 2026)