LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,585
−HK$6,559/mo
▼ 0.25% · 3.875%
HK$107,838
−HK$3,306/mo
Today · 4.125%
HK$111,144
baseline
▲ 0.50% · 4.625%
HK$117,907
+HK$6,763/mo
Deposit HK$22.93M · loan HK$22.93M · min. income ≈ HK$222,288/mo (50% DSR)
Upfront cash ≈ HK$24.88M (deposit + AVD stamp duty HK$1,949,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,350
−HK$6,286/mo
▼ 0.25% · 3.875%
HK$119,471
−HK$3,165/mo
Today · 4.125%
HK$122,636
baseline
▲ 0.50% · 4.625%
HK$129,100
+HK$6,464/mo
Deposit HK$22.93M · loan HK$22.93M · min. income ≈ HK$245,272/mo (50% DSR)
Upfront cash ≈ HK$24.88M (deposit + AVD stamp duty HK$1,949,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,502
−HK$7,870/mo
▼ 0.25% · 3.875%
HK$129,406
−HK$3,966/mo
Today · 4.125%
HK$133,372
baseline
▲ 0.50% · 4.625%
HK$141,488
+HK$8,116/mo
Deposit HK$18.35M · loan HK$27.52M · min. income ≈ HK$266,744/mo (50% DSR)
Upfront cash ≈ HK$20.30M (deposit + AVD stamp duty HK$1,949,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,620
−HK$7,543/mo
▼ 0.25% · 3.875%
HK$143,365
−HK$3,798/mo
Today · 4.125%
HK$147,163
baseline
▲ 0.50% · 4.625%
HK$154,920
+HK$7,757/mo
Deposit HK$18.35M · loan HK$27.52M · min. income ≈ HK$294,326/mo (50% DSR)
Upfront cash ≈ HK$20.30M (deposit + AVD stamp duty HK$1,949,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,419
−HK$9,182/mo
▼ 0.25% · 3.875%
HK$150,974
−HK$4,627/mo
Today · 4.125%
HK$155,601
baseline
▲ 0.50% · 4.625%
HK$165,069
+HK$9,468/mo
Deposit HK$13.76M · loan HK$32.11M · min. income ≈ HK$311,202/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,949,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,890
−HK$8,801/mo
▼ 0.25% · 3.875%
HK$167,259
−HK$4,432/mo
Today · 4.125%
HK$171,691
baseline
▲ 0.50% · 4.625%
HK$180,741
+HK$9,050/mo
Deposit HK$13.76M · loan HK$32.11M · min. income ≈ HK$343,382/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,949,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,253
−HK$11,806/mo
▼ 0.25% · 3.875%
HK$194,109
−HK$5,950/mo
Today · 4.125%
HK$200,059
baseline
▲ 0.50% · 4.625%
HK$212,232
+HK$12,173/mo
Deposit HK$4.59M · loan HK$41.28M · min. income ≈ HK$400,118/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$1,949,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,430
−HK$11,315/mo
▼ 0.25% · 3.875%
HK$215,047
−HK$5,698/mo
Today · 4.125%
HK$220,745
baseline
▲ 0.50% · 4.625%
HK$232,381
+HK$11,636/mo
Deposit HK$4.59M · loan HK$41.28M · min. income ≈ HK$441,490/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$1,949,287 · Scale 2, in force from 26 Feb 2026)