LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,589
−HK$6,559/mo
▼ 0.25% · 3.875%
HK$107,843
−HK$3,305/mo
Today · 4.125%
HK$111,148
baseline
▲ 0.50% · 4.625%
HK$117,911
+HK$6,763/mo
Deposit HK$22.93M · loan HK$22.93M · min. income ≈ HK$222,296/mo (50% DSR)
Upfront cash ≈ HK$24.88M (deposit + AVD stamp duty HK$1,949,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,355
−HK$6,286/mo
▼ 0.25% · 3.875%
HK$119,475
−HK$3,166/mo
Today · 4.125%
HK$122,641
baseline
▲ 0.50% · 4.625%
HK$129,106
+HK$6,465/mo
Deposit HK$22.93M · loan HK$22.93M · min. income ≈ HK$245,282/mo (50% DSR)
Upfront cash ≈ HK$24.88M (deposit + AVD stamp duty HK$1,949,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,507
−HK$7,871/mo
▼ 0.25% · 3.875%
HK$129,411
−HK$3,967/mo
Today · 4.125%
HK$133,378
baseline
▲ 0.50% · 4.625%
HK$141,493
+HK$8,115/mo
Deposit HK$18.35M · loan HK$27.52M · min. income ≈ HK$266,756/mo (50% DSR)
Upfront cash ≈ HK$20.30M (deposit + AVD stamp duty HK$1,949,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,626
−HK$7,543/mo
▼ 0.25% · 3.875%
HK$143,370
−HK$3,799/mo
Today · 4.125%
HK$147,169
baseline
▲ 0.50% · 4.625%
HK$154,927
+HK$7,758/mo
Deposit HK$18.35M · loan HK$27.52M · min. income ≈ HK$294,338/mo (50% DSR)
Upfront cash ≈ HK$20.30M (deposit + AVD stamp duty HK$1,949,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,425
−HK$9,182/mo
▼ 0.25% · 3.875%
HK$150,980
−HK$4,627/mo
Today · 4.125%
HK$155,607
baseline
▲ 0.50% · 4.625%
HK$165,076
+HK$9,469/mo
Deposit HK$13.76M · loan HK$32.11M · min. income ≈ HK$311,214/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,949,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,897
−HK$8,800/mo
▼ 0.25% · 3.875%
HK$167,265
−HK$4,432/mo
Today · 4.125%
HK$171,697
baseline
▲ 0.50% · 4.625%
HK$180,748
+HK$9,051/mo
Deposit HK$13.76M · loan HK$32.11M · min. income ≈ HK$343,394/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,949,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,261
−HK$11,806/mo
▼ 0.25% · 3.875%
HK$194,117
−HK$5,950/mo
Today · 4.125%
HK$200,067
baseline
▲ 0.50% · 4.625%
HK$212,240
+HK$12,173/mo
Deposit HK$4.59M · loan HK$41.28M · min. income ≈ HK$400,134/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$1,949,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,439
−HK$11,315/mo
▼ 0.25% · 3.875%
HK$215,056
−HK$5,698/mo
Today · 4.125%
HK$220,754
baseline
▲ 0.50% · 4.625%
HK$232,390
+HK$11,636/mo
Deposit HK$4.59M · loan HK$41.28M · min. income ≈ HK$441,508/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$1,949,365 · Scale 2, in force from 26 Feb 2026)