LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,608
−HK$6,560/mo
▼ 0.25% · 3.875%
HK$107,862
−HK$3,306/mo
Today · 4.125%
HK$111,168
baseline
▲ 0.50% · 4.625%
HK$117,933
+HK$6,765/mo
Deposit HK$22.94M · loan HK$22.94M · min. income ≈ HK$222,336/mo (50% DSR)
Upfront cash ≈ HK$24.89M (deposit + AVD stamp duty HK$1,949,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,376
−HK$6,287/mo
▼ 0.25% · 3.875%
HK$119,497
−HK$3,166/mo
Today · 4.125%
HK$122,663
baseline
▲ 0.50% · 4.625%
HK$129,129
+HK$6,466/mo
Deposit HK$22.94M · loan HK$22.94M · min. income ≈ HK$245,326/mo (50% DSR)
Upfront cash ≈ HK$24.89M (deposit + AVD stamp duty HK$1,949,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,530
−HK$7,872/mo
▼ 0.25% · 3.875%
HK$129,435
−HK$3,967/mo
Today · 4.125%
HK$133,402
baseline
▲ 0.50% · 4.625%
HK$141,519
+HK$8,117/mo
Deposit HK$18.35M · loan HK$27.53M · min. income ≈ HK$266,804/mo (50% DSR)
Upfront cash ≈ HK$20.30M (deposit + AVD stamp duty HK$1,949,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,651
−HK$7,545/mo
▼ 0.25% · 3.875%
HK$143,396
−HK$3,800/mo
Today · 4.125%
HK$147,196
baseline
▲ 0.50% · 4.625%
HK$154,955
+HK$7,759/mo
Deposit HK$18.35M · loan HK$27.53M · min. income ≈ HK$294,392/mo (50% DSR)
Upfront cash ≈ HK$20.30M (deposit + AVD stamp duty HK$1,949,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,452
−HK$9,184/mo
▼ 0.25% · 3.875%
HK$151,007
−HK$4,629/mo
Today · 4.125%
HK$155,636
baseline
▲ 0.50% · 4.625%
HK$165,106
+HK$9,470/mo
Deposit HK$13.76M · loan HK$32.11M · min. income ≈ HK$311,272/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,949,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,926
−HK$8,803/mo
▼ 0.25% · 3.875%
HK$167,296
−HK$4,433/mo
Today · 4.125%
HK$171,729
baseline
▲ 0.50% · 4.625%
HK$180,781
+HK$9,052/mo
Deposit HK$13.76M · loan HK$32.11M · min. income ≈ HK$343,458/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,949,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,295
−HK$11,808/mo
▼ 0.25% · 3.875%
HK$194,152
−HK$5,951/mo
Today · 4.125%
HK$200,103
baseline
▲ 0.50% · 4.625%
HK$212,279
+HK$12,176/mo
Deposit HK$4.59M · loan HK$41.29M · min. income ≈ HK$400,206/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$1,949,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,476
−HK$11,318/mo
▼ 0.25% · 3.875%
HK$215,095
−HK$5,699/mo
Today · 4.125%
HK$220,794
baseline
▲ 0.50% · 4.625%
HK$232,432
+HK$11,638/mo
Deposit HK$4.59M · loan HK$41.29M · min. income ≈ HK$441,588/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$1,949,719 · Scale 2, in force from 26 Feb 2026)