LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,461
−HK$656/mo
▼ 0.25% · 3.875%
HK$10,787
−HK$330/mo
Today · 4.125%
HK$11,117
baseline
▲ 0.50% · 4.625%
HK$11,794
+HK$677/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$22,234/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$76,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,638
−HK$629/mo
▼ 0.25% · 3.875%
HK$11,950
−HK$317/mo
Today · 4.125%
HK$12,267
baseline
▲ 0.50% · 4.625%
HK$12,914
+HK$647/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$24,534/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$76,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,554
−HK$787/mo
▼ 0.25% · 3.875%
HK$12,944
−HK$397/mo
Today · 4.125%
HK$13,341
baseline
▲ 0.50% · 4.625%
HK$14,153
+HK$812/mo
Deposit HK$1.84M · loan HK$2.75M · min. income ≈ HK$26,682/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$76,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,966
−HK$754/mo
▼ 0.25% · 3.875%
HK$14,340
−HK$380/mo
Today · 4.125%
HK$14,720
baseline
▲ 0.50% · 4.625%
HK$15,496
+HK$776/mo
Deposit HK$1.84M · loan HK$2.75M · min. income ≈ HK$29,440/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$76,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,646
−HK$918/mo
▼ 0.25% · 3.875%
HK$15,101
−HK$463/mo
Today · 4.125%
HK$15,564
baseline
▲ 0.50% · 4.625%
HK$16,511
+HK$947/mo
Deposit HK$1.38M · loan HK$3.21M · min. income ≈ HK$31,128/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$76,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,293
−HK$881/mo
▼ 0.25% · 3.875%
HK$16,730
−HK$444/mo
Today · 4.125%
HK$17,174
baseline
▲ 0.50% · 4.625%
HK$18,079
+HK$905/mo
Deposit HK$1.38M · loan HK$3.21M · min. income ≈ HK$34,348/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$76,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,830
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,416
−HK$595/mo
Today · 4.125%
HK$20,011
baseline
▲ 0.50% · 4.625%
HK$21,229
+HK$1,218/mo
Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$40,022/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$76,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,949
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,511
−HK$569/mo
Today · 4.125%
HK$22,080
baseline
▲ 0.50% · 4.625%
HK$23,244
+HK$1,164/mo
Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$44,160/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$76,281 · Scale 2, in force from 26 Feb 2026)