LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,462
−HK$656/mo
▼ 0.25% · 3.875%
HK$10,787
−HK$331/mo
Today · 4.125%
HK$11,118
baseline
▲ 0.50% · 4.625%
HK$11,794
+HK$676/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$22,236/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$76,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,639
−HK$628/mo
▼ 0.25% · 3.875%
HK$11,951
−HK$316/mo
Today · 4.125%
HK$12,267
baseline
▲ 0.50% · 4.625%
HK$12,914
+HK$647/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$24,534/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$76,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,554
−HK$787/mo
▼ 0.25% · 3.875%
HK$12,945
−HK$396/mo
Today · 4.125%
HK$13,341
baseline
▲ 0.50% · 4.625%
HK$14,153
+HK$812/mo
Deposit HK$1.84M · loan HK$2.75M · min. income ≈ HK$26,682/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$76,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,966
−HK$755/mo
▼ 0.25% · 3.875%
HK$14,341
−HK$380/mo
Today · 4.125%
HK$14,721
baseline
▲ 0.50% · 4.625%
HK$15,497
+HK$776/mo
Deposit HK$1.84M · loan HK$2.75M · min. income ≈ HK$29,442/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$76,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,646
−HK$919/mo
▼ 0.25% · 3.875%
HK$15,102
−HK$463/mo
Today · 4.125%
HK$15,565
baseline
▲ 0.50% · 4.625%
HK$16,512
+HK$947/mo
Deposit HK$1.38M · loan HK$3.21M · min. income ≈ HK$31,130/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$76,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,294
−HK$880/mo
▼ 0.25% · 3.875%
HK$16,731
−HK$443/mo
Today · 4.125%
HK$17,174
baseline
▲ 0.50% · 4.625%
HK$18,080
+HK$906/mo
Deposit HK$1.38M · loan HK$3.21M · min. income ≈ HK$34,348/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$76,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,831
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,417
−HK$595/mo
Today · 4.125%
HK$20,012
baseline
▲ 0.50% · 4.625%
HK$21,230
+HK$1,218/mo
Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$40,024/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$76,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,949
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,511
−HK$570/mo
Today · 4.125%
HK$22,081
baseline
▲ 0.50% · 4.625%
HK$23,245
+HK$1,164/mo
Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$44,162/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$76,297 · Scale 2, in force from 26 Feb 2026)