LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,463
−HK$657/mo
▼ 0.25% · 3.875%
HK$10,789
−HK$331/mo
Today · 4.125%
HK$11,120
baseline
▲ 0.50% · 4.625%
HK$11,796
+HK$676/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$22,240/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$76,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,640
−HK$629/mo
▼ 0.25% · 3.875%
HK$11,953
−HK$316/mo
Today · 4.125%
HK$12,269
baseline
▲ 0.50% · 4.625%
HK$12,916
+HK$647/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$24,538/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$76,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,556
−HK$787/mo
▼ 0.25% · 3.875%
HK$12,947
−HK$396/mo
Today · 4.125%
HK$13,343
baseline
▲ 0.50% · 4.625%
HK$14,155
+HK$812/mo
Deposit HK$1.84M · loan HK$2.75M · min. income ≈ HK$26,686/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$76,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,969
−HK$754/mo
▼ 0.25% · 3.875%
HK$14,343
−HK$380/mo
Today · 4.125%
HK$14,723
baseline
▲ 0.50% · 4.625%
HK$15,499
+HK$776/mo
Deposit HK$1.84M · loan HK$2.75M · min. income ≈ HK$29,446/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$76,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,649
−HK$918/mo
▼ 0.25% · 3.875%
HK$15,104
−HK$463/mo
Today · 4.125%
HK$15,567
baseline
▲ 0.50% · 4.625%
HK$16,515
+HK$948/mo
Deposit HK$1.38M · loan HK$3.21M · min. income ≈ HK$31,134/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$76,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,297
−HK$880/mo
▼ 0.25% · 3.875%
HK$16,734
−HK$443/mo
Today · 4.125%
HK$17,177
baseline
▲ 0.50% · 4.625%
HK$18,082
+HK$905/mo
Deposit HK$1.38M · loan HK$3.21M · min. income ≈ HK$34,354/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$76,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,834
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,420
−HK$595/mo
Today · 4.125%
HK$20,015
baseline
▲ 0.50% · 4.625%
HK$21,233
+HK$1,218/mo
Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$40,030/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$76,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,953
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,515
−HK$570/mo
Today · 4.125%
HK$22,085
baseline
▲ 0.50% · 4.625%
HK$23,249
+HK$1,164/mo
Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$44,170/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$76,370 · Scale 2, in force from 26 Feb 2026)