LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,637
−HK$6,562/mo
▼ 0.25% · 3.875%
HK$107,892
−HK$3,307/mo
Today · 4.125%
HK$111,199
baseline
▲ 0.50% · 4.625%
HK$117,965
+HK$6,766/mo
Deposit HK$22.94M · loan HK$22.94M · min. income ≈ HK$222,398/mo (50% DSR)
Upfront cash ≈ HK$24.89M (deposit + AVD stamp duty HK$1,950,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,408
−HK$6,289/mo
▼ 0.25% · 3.875%
HK$119,530
−HK$3,167/mo
Today · 4.125%
HK$122,697
baseline
▲ 0.50% · 4.625%
HK$129,164
+HK$6,467/mo
Deposit HK$22.94M · loan HK$22.94M · min. income ≈ HK$245,394/mo (50% DSR)
Upfront cash ≈ HK$24.89M (deposit + AVD stamp duty HK$1,950,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,564
−HK$7,874/mo
▼ 0.25% · 3.875%
HK$129,470
−HK$3,968/mo
Today · 4.125%
HK$133,438
baseline
▲ 0.50% · 4.625%
HK$141,558
+HK$8,120/mo
Deposit HK$18.36M · loan HK$27.53M · min. income ≈ HK$266,876/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$1,950,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,689
−HK$7,547/mo
▼ 0.25% · 3.875%
HK$143,436
−HK$3,800/mo
Today · 4.125%
HK$147,236
baseline
▲ 0.50% · 4.625%
HK$154,997
+HK$7,761/mo
Deposit HK$18.36M · loan HK$27.53M · min. income ≈ HK$294,472/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$1,950,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,492
−HK$9,186/mo
▼ 0.25% · 3.875%
HK$151,049
−HK$4,629/mo
Today · 4.125%
HK$155,678
baseline
▲ 0.50% · 4.625%
HK$165,151
+HK$9,473/mo
Deposit HK$13.77M · loan HK$32.12M · min. income ≈ HK$311,356/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,950,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,971
−HK$8,804/mo
▼ 0.25% · 3.875%
HK$167,341
−HK$4,434/mo
Today · 4.125%
HK$171,775
baseline
▲ 0.50% · 4.625%
HK$180,830
+HK$9,055/mo
Deposit HK$13.77M · loan HK$32.12M · min. income ≈ HK$343,550/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,950,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,347
−HK$11,811/mo
▼ 0.25% · 3.875%
HK$194,205
−HK$5,953/mo
Today · 4.125%
HK$200,158
baseline
▲ 0.50% · 4.625%
HK$212,337
+HK$12,179/mo
Deposit HK$4.59M · loan HK$41.30M · min. income ≈ HK$400,316/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$1,950,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,534
−HK$11,320/mo
▼ 0.25% · 3.875%
HK$215,153
−HK$5,701/mo
Today · 4.125%
HK$220,854
baseline
▲ 0.50% · 4.625%
HK$232,496
+HK$11,642/mo
Deposit HK$4.59M · loan HK$41.30M · min. income ≈ HK$441,708/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$1,950,252 · Scale 2, in force from 26 Feb 2026)