LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,645
−HK$6,562/mo
▼ 0.25% · 3.875%
HK$107,900
−HK$3,307/mo
Today · 4.125%
HK$111,207
baseline
▲ 0.50% · 4.625%
HK$117,973
+HK$6,766/mo
Deposit HK$22.95M · loan HK$22.95M · min. income ≈ HK$222,414/mo (50% DSR)
Upfront cash ≈ HK$24.90M (deposit + AVD stamp duty HK$1,950,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,416
−HK$6,290/mo
▼ 0.25% · 3.875%
HK$119,538
−HK$3,168/mo
Today · 4.125%
HK$122,706
baseline
▲ 0.50% · 4.625%
HK$129,174
+HK$6,468/mo
Deposit HK$22.95M · loan HK$22.95M · min. income ≈ HK$245,412/mo (50% DSR)
Upfront cash ≈ HK$24.90M (deposit + AVD stamp duty HK$1,950,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,574
−HK$7,874/mo
▼ 0.25% · 3.875%
HK$129,480
−HK$3,968/mo
Today · 4.125%
HK$133,448
baseline
▲ 0.50% · 4.625%
HK$141,568
+HK$8,120/mo
Deposit HK$18.36M · loan HK$27.53M · min. income ≈ HK$266,896/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$1,950,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,699
−HK$7,548/mo
▼ 0.25% · 3.875%
HK$143,446
−HK$3,801/mo
Today · 4.125%
HK$147,247
baseline
▲ 0.50% · 4.625%
HK$155,008
+HK$7,761/mo
Deposit HK$18.36M · loan HK$27.53M · min. income ≈ HK$294,494/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$1,950,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,503
−HK$9,186/mo
▼ 0.25% · 3.875%
HK$151,060
−HK$4,629/mo
Today · 4.125%
HK$155,689
baseline
▲ 0.50% · 4.625%
HK$165,163
+HK$9,474/mo
Deposit HK$13.77M · loan HK$32.12M · min. income ≈ HK$311,378/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,950,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,983
−HK$8,805/mo
▼ 0.25% · 3.875%
HK$167,354
−HK$4,434/mo
Today · 4.125%
HK$171,788
baseline
▲ 0.50% · 4.625%
HK$180,843
+HK$9,055/mo
Deposit HK$13.77M · loan HK$32.12M · min. income ≈ HK$343,576/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,950,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,360
−HK$11,812/mo
▼ 0.25% · 3.875%
HK$194,219
−HK$5,953/mo
Today · 4.125%
HK$200,172
baseline
▲ 0.50% · 4.625%
HK$212,352
+HK$12,180/mo
Deposit HK$4.59M · loan HK$41.30M · min. income ≈ HK$400,344/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$1,950,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,549
−HK$11,321/mo
▼ 0.25% · 3.875%
HK$215,169
−HK$5,701/mo
Today · 4.125%
HK$220,870
baseline
▲ 0.50% · 4.625%
HK$232,513
+HK$11,643/mo
Deposit HK$4.59M · loan HK$41.30M · min. income ≈ HK$441,740/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$1,950,394 · Scale 2, in force from 26 Feb 2026)