LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,650
−HK$6,563/mo
▼ 0.25% · 3.875%
HK$107,906
−HK$3,307/mo
Today · 4.125%
HK$111,213
baseline
▲ 0.50% · 4.625%
HK$117,980
+HK$6,767/mo
Deposit HK$22.95M · loan HK$22.95M · min. income ≈ HK$222,426/mo (50% DSR)
Upfront cash ≈ HK$24.90M (deposit + AVD stamp duty HK$1,950,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,422
−HK$6,290/mo
▼ 0.25% · 3.875%
HK$119,545
−HK$3,167/mo
Today · 4.125%
HK$122,712
baseline
▲ 0.50% · 4.625%
HK$129,181
+HK$6,469/mo
Deposit HK$22.95M · loan HK$22.95M · min. income ≈ HK$245,424/mo (50% DSR)
Upfront cash ≈ HK$24.90M (deposit + AVD stamp duty HK$1,950,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,580
−HK$7,875/mo
▼ 0.25% · 3.875%
HK$129,487
−HK$3,968/mo
Today · 4.125%
HK$133,455
baseline
▲ 0.50% · 4.625%
HK$141,576
+HK$8,121/mo
Deposit HK$18.36M · loan HK$27.54M · min. income ≈ HK$266,910/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$1,950,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,707
−HK$7,548/mo
▼ 0.25% · 3.875%
HK$143,454
−HK$3,801/mo
Today · 4.125%
HK$147,255
baseline
▲ 0.50% · 4.625%
HK$155,017
+HK$7,762/mo
Deposit HK$18.36M · loan HK$27.54M · min. income ≈ HK$294,510/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$1,950,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,511
−HK$9,187/mo
▼ 0.25% · 3.875%
HK$151,068
−HK$4,630/mo
Today · 4.125%
HK$155,698
baseline
▲ 0.50% · 4.625%
HK$165,172
+HK$9,474/mo
Deposit HK$13.77M · loan HK$32.13M · min. income ≈ HK$311,396/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,950,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,991
−HK$8,806/mo
▼ 0.25% · 3.875%
HK$167,363
−HK$4,434/mo
Today · 4.125%
HK$171,797
baseline
▲ 0.50% · 4.625%
HK$180,853
+HK$9,056/mo
Deposit HK$13.77M · loan HK$32.13M · min. income ≈ HK$343,594/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,950,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,371
−HK$11,812/mo
▼ 0.25% · 3.875%
HK$194,230
−HK$5,953/mo
Today · 4.125%
HK$200,183
baseline
▲ 0.50% · 4.625%
HK$212,364
+HK$12,181/mo
Deposit HK$4.59M · loan HK$41.30M · min. income ≈ HK$400,366/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$1,950,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,560
−HK$11,322/mo
▼ 0.25% · 3.875%
HK$215,181
−HK$5,701/mo
Today · 4.125%
HK$220,882
baseline
▲ 0.50% · 4.625%
HK$232,525
+HK$11,643/mo
Deposit HK$4.59M · loan HK$41.30M · min. income ≈ HK$441,764/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$1,950,501 · Scale 2, in force from 26 Feb 2026)