LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,663
−HK$6,564/mo
▼ 0.25% · 3.875%
HK$107,919
−HK$3,308/mo
Today · 4.125%
HK$111,227
baseline
▲ 0.50% · 4.625%
HK$117,994
+HK$6,767/mo
Deposit HK$22.95M · loan HK$22.95M · min. income ≈ HK$222,454/mo (50% DSR)
Upfront cash ≈ HK$24.90M (deposit + AVD stamp duty HK$1,950,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,437
−HK$6,291/mo
▼ 0.25% · 3.875%
HK$119,560
−HK$3,168/mo
Today · 4.125%
HK$122,728
baseline
▲ 0.50% · 4.625%
HK$129,197
+HK$6,469/mo
Deposit HK$22.95M · loan HK$22.95M · min. income ≈ HK$245,456/mo (50% DSR)
Upfront cash ≈ HK$24.90M (deposit + AVD stamp duty HK$1,950,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,596
−HK$7,876/mo
▼ 0.25% · 3.875%
HK$129,503
−HK$3,969/mo
Today · 4.125%
HK$133,472
baseline
▲ 0.50% · 4.625%
HK$141,593
+HK$8,121/mo
Deposit HK$18.36M · loan HK$27.54M · min. income ≈ HK$266,944/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$1,950,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,724
−HK$7,549/mo
▼ 0.25% · 3.875%
HK$143,472
−HK$3,801/mo
Today · 4.125%
HK$147,273
baseline
▲ 0.50% · 4.625%
HK$155,036
+HK$7,763/mo
Deposit HK$18.36M · loan HK$27.54M · min. income ≈ HK$294,546/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$1,950,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,529
−HK$9,188/mo
▼ 0.25% · 3.875%
HK$151,086
−HK$4,631/mo
Today · 4.125%
HK$155,717
baseline
▲ 0.50% · 4.625%
HK$165,192
+HK$9,475/mo
Deposit HK$13.77M · loan HK$32.13M · min. income ≈ HK$311,434/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,950,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,012
−HK$8,807/mo
▼ 0.25% · 3.875%
HK$167,383
−HK$4,436/mo
Today · 4.125%
HK$171,819
baseline
▲ 0.50% · 4.625%
HK$180,875
+HK$9,056/mo
Deposit HK$13.77M · loan HK$32.13M · min. income ≈ HK$343,638/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,950,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,394
−HK$11,814/mo
▼ 0.25% · 3.875%
HK$194,254
−HK$5,954/mo
Today · 4.125%
HK$200,208
baseline
▲ 0.50% · 4.625%
HK$212,390
+HK$12,182/mo
Deposit HK$4.59M · loan HK$41.31M · min. income ≈ HK$400,416/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$1,950,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,586
−HK$11,324/mo
▼ 0.25% · 3.875%
HK$215,207
−HK$5,703/mo
Today · 4.125%
HK$220,910
baseline
▲ 0.50% · 4.625%
HK$232,554
+HK$11,644/mo
Deposit HK$4.59M · loan HK$41.31M · min. income ≈ HK$441,820/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$1,950,742 · Scale 2, in force from 26 Feb 2026)