LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,671
−HK$6,564/mo
▼ 0.25% · 3.875%
HK$107,927
−HK$3,308/mo
Today · 4.125%
HK$111,235
baseline
▲ 0.50% · 4.625%
HK$118,003
+HK$6,768/mo
Deposit HK$22.95M · loan HK$22.95M · min. income ≈ HK$222,470/mo (50% DSR)
Upfront cash ≈ HK$24.90M (deposit + AVD stamp duty HK$1,950,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,446
−HK$6,291/mo
▼ 0.25% · 3.875%
HK$119,569
−HK$3,168/mo
Today · 4.125%
HK$122,737
baseline
▲ 0.50% · 4.625%
HK$129,207
+HK$6,470/mo
Deposit HK$22.95M · loan HK$22.95M · min. income ≈ HK$245,474/mo (50% DSR)
Upfront cash ≈ HK$24.90M (deposit + AVD stamp duty HK$1,950,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,605
−HK$7,877/mo
▼ 0.25% · 3.875%
HK$129,513
−HK$3,969/mo
Today · 4.125%
HK$133,482
baseline
▲ 0.50% · 4.625%
HK$141,604
+HK$8,122/mo
Deposit HK$18.36M · loan HK$27.54M · min. income ≈ HK$266,964/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$1,950,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,735
−HK$7,549/mo
▼ 0.25% · 3.875%
HK$143,482
−HK$3,802/mo
Today · 4.125%
HK$147,284
baseline
▲ 0.50% · 4.625%
HK$155,048
+HK$7,764/mo
Deposit HK$18.36M · loan HK$27.54M · min. income ≈ HK$294,568/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$1,950,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,540
−HK$9,189/mo
▼ 0.25% · 3.875%
HK$151,098
−HK$4,631/mo
Today · 4.125%
HK$155,729
baseline
▲ 0.50% · 4.625%
HK$165,205
+HK$9,476/mo
Deposit HK$13.77M · loan HK$32.13M · min. income ≈ HK$311,458/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,950,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,024
−HK$8,808/mo
▼ 0.25% · 3.875%
HK$167,396
−HK$4,436/mo
Today · 4.125%
HK$171,832
baseline
▲ 0.50% · 4.625%
HK$180,889
+HK$9,057/mo
Deposit HK$13.77M · loan HK$32.13M · min. income ≈ HK$343,664/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,950,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,408
−HK$11,815/mo
▼ 0.25% · 3.875%
HK$194,269
−HK$5,954/mo
Today · 4.125%
HK$200,223
baseline
▲ 0.50% · 4.625%
HK$212,406
+HK$12,183/mo
Deposit HK$4.59M · loan HK$41.31M · min. income ≈ HK$400,446/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$1,950,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,602
−HK$11,324/mo
▼ 0.25% · 3.875%
HK$215,224
−HK$5,702/mo
Today · 4.125%
HK$220,926
baseline
▲ 0.50% · 4.625%
HK$232,572
+HK$11,646/mo
Deposit HK$4.59M · loan HK$41.31M · min. income ≈ HK$441,852/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$1,950,890 · Scale 2, in force from 26 Feb 2026)