LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,469
−HK$656/mo
▼ 0.25% · 3.875%
HK$10,794
−HK$331/mo
Today · 4.125%
HK$11,125
baseline
▲ 0.50% · 4.625%
HK$11,802
+HK$677/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$22,250/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$76,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,646
−HK$630/mo
▼ 0.25% · 3.875%
HK$11,959
−HK$317/mo
Today · 4.125%
HK$12,276
baseline
▲ 0.50% · 4.625%
HK$12,923
+HK$647/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$24,552/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$76,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,563
−HK$787/mo
▼ 0.25% · 3.875%
HK$12,953
−HK$397/mo
Today · 4.125%
HK$13,350
baseline
▲ 0.50% · 4.625%
HK$14,163
+HK$813/mo
Deposit HK$1.84M · loan HK$2.75M · min. income ≈ HK$26,700/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$76,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,976
−HK$755/mo
▼ 0.25% · 3.875%
HK$14,351
−HK$380/mo
Today · 4.125%
HK$14,731
baseline
▲ 0.50% · 4.625%
HK$15,507
+HK$776/mo
Deposit HK$1.84M · loan HK$2.75M · min. income ≈ HK$29,462/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$76,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,656
−HK$919/mo
▼ 0.25% · 3.875%
HK$15,112
−HK$463/mo
Today · 4.125%
HK$15,575
baseline
▲ 0.50% · 4.625%
HK$16,523
+HK$948/mo
Deposit HK$1.38M · loan HK$3.21M · min. income ≈ HK$31,150/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$76,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,305
−HK$881/mo
▼ 0.25% · 3.875%
HK$16,742
−HK$444/mo
Today · 4.125%
HK$17,186
baseline
▲ 0.50% · 4.625%
HK$18,092
+HK$906/mo
Deposit HK$1.38M · loan HK$3.21M · min. income ≈ HK$34,372/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$76,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,844
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,430
−HK$596/mo
Today · 4.125%
HK$20,026
baseline
▲ 0.50% · 4.625%
HK$21,244
+HK$1,218/mo
Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$40,052/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$76,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,964
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,526
−HK$570/mo
Today · 4.125%
HK$22,096
baseline
▲ 0.50% · 4.625%
HK$23,261
+HK$1,165/mo
Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$44,192/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$76,607 · Scale 2, in force from 26 Feb 2026)