LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,688
−HK$6,565/mo
▼ 0.25% · 3.875%
HK$107,945
−HK$3,308/mo
Today · 4.125%
HK$111,253
baseline
▲ 0.50% · 4.625%
HK$118,022
+HK$6,769/mo
Deposit HK$22.96M · loan HK$22.96M · min. income ≈ HK$222,506/mo (50% DSR)
Upfront cash ≈ HK$24.91M (deposit + AVD stamp duty HK$1,951,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,465
−HK$6,292/mo
▼ 0.25% · 3.875%
HK$119,588
−HK$3,169/mo
Today · 4.125%
HK$122,757
baseline
▲ 0.50% · 4.625%
HK$129,227
+HK$6,470/mo
Deposit HK$22.96M · loan HK$22.96M · min. income ≈ HK$245,514/mo (50% DSR)
Upfront cash ≈ HK$24.91M (deposit + AVD stamp duty HK$1,951,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,626
−HK$7,878/mo
▼ 0.25% · 3.875%
HK$129,533
−HK$3,971/mo
Today · 4.125%
HK$133,504
baseline
▲ 0.50% · 4.625%
HK$141,627
+HK$8,123/mo
Deposit HK$18.36M · loan HK$27.55M · min. income ≈ HK$267,008/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,951,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,757
−HK$7,551/mo
▼ 0.25% · 3.875%
HK$143,506
−HK$3,802/mo
Today · 4.125%
HK$147,308
baseline
▲ 0.50% · 4.625%
HK$155,073
+HK$7,765/mo
Deposit HK$18.36M · loan HK$27.55M · min. income ≈ HK$294,616/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,951,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,563
−HK$9,191/mo
▼ 0.25% · 3.875%
HK$151,122
−HK$4,632/mo
Today · 4.125%
HK$155,754
baseline
▲ 0.50% · 4.625%
HK$165,231
+HK$9,477/mo
Deposit HK$13.77M · loan HK$32.14M · min. income ≈ HK$311,508/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,951,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,050
−HK$8,809/mo
▼ 0.25% · 3.875%
HK$167,423
−HK$4,436/mo
Today · 4.125%
HK$171,859
baseline
▲ 0.50% · 4.625%
HK$180,918
+HK$9,059/mo
Deposit HK$13.77M · loan HK$32.14M · min. income ≈ HK$343,718/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,951,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,439
−HK$11,816/mo
▼ 0.25% · 3.875%
HK$194,300
−HK$5,955/mo
Today · 4.125%
HK$200,255
baseline
▲ 0.50% · 4.625%
HK$212,440
+HK$12,185/mo
Deposit HK$4.59M · loan HK$41.32M · min. income ≈ HK$400,510/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$1,951,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,636
−HK$11,326/mo
▼ 0.25% · 3.875%
HK$215,258
−HK$5,704/mo
Today · 4.125%
HK$220,962
baseline
▲ 0.50% · 4.625%
HK$232,609
+HK$11,647/mo
Deposit HK$4.59M · loan HK$41.32M · min. income ≈ HK$441,924/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$1,951,205 · Scale 2, in force from 26 Feb 2026)