LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,472
−HK$657/mo
▼ 0.25% · 3.875%
HK$10,798
−HK$331/mo
Today · 4.125%
HK$11,129
baseline
▲ 0.50% · 4.625%
HK$11,806
+HK$677/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$22,258/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$76,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,650
−HK$629/mo
▼ 0.25% · 3.875%
HK$11,962
−HK$317/mo
Today · 4.125%
HK$12,279
baseline
▲ 0.50% · 4.625%
HK$12,927
+HK$648/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$24,558/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$76,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,566
−HK$788/mo
▼ 0.25% · 3.875%
HK$12,957
−HK$397/mo
Today · 4.125%
HK$13,354
baseline
▲ 0.50% · 4.625%
HK$14,167
+HK$813/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$26,708/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$76,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,980
−HK$755/mo
▼ 0.25% · 3.875%
HK$14,355
−HK$380/mo
Today · 4.125%
HK$14,735
baseline
▲ 0.50% · 4.625%
HK$15,512
+HK$777/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$29,470/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$76,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,661
−HK$919/mo
▼ 0.25% · 3.875%
HK$15,117
−HK$463/mo
Today · 4.125%
HK$15,580
baseline
▲ 0.50% · 4.625%
HK$16,528
+HK$948/mo
Deposit HK$1.38M · loan HK$3.21M · min. income ≈ HK$31,160/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$76,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,310
−HK$881/mo
▼ 0.25% · 3.875%
HK$16,747
−HK$444/mo
Today · 4.125%
HK$17,191
baseline
▲ 0.50% · 4.625%
HK$18,097
+HK$906/mo
Deposit HK$1.38M · loan HK$3.21M · min. income ≈ HK$34,382/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$76,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,850
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,436
−HK$596/mo
Today · 4.125%
HK$20,032
baseline
▲ 0.50% · 4.625%
HK$21,250
+HK$1,218/mo
Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$40,064/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$76,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,970
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,532
−HK$571/mo
Today · 4.125%
HK$22,103
baseline
▲ 0.50% · 4.625%
HK$23,268
+HK$1,165/mo
Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$44,206/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$76,746 · Scale 2, in force from 26 Feb 2026)