LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,735
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$107,993
−HK$3,310/mo
Today · 4.125%
HK$111,303
baseline
▲ 0.50% · 4.625%
HK$118,075
+HK$6,772/mo
Deposit HK$22.97M · loan HK$22.97M · min. income ≈ HK$222,606/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$1,952,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,516
−HK$6,295/mo
▼ 0.25% · 3.875%
HK$119,641
−HK$3,170/mo
Today · 4.125%
HK$122,811
baseline
▲ 0.50% · 4.625%
HK$129,285
+HK$6,474/mo
Deposit HK$22.97M · loan HK$22.97M · min. income ≈ HK$245,622/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$1,952,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,682
−HK$7,881/mo
▼ 0.25% · 3.875%
HK$129,591
−HK$3,972/mo
Today · 4.125%
HK$133,563
baseline
▲ 0.50% · 4.625%
HK$141,690
+HK$8,127/mo
Deposit HK$18.37M · loan HK$27.56M · min. income ≈ HK$267,126/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,952,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,820
−HK$7,554/mo
▼ 0.25% · 3.875%
HK$143,570
−HK$3,804/mo
Today · 4.125%
HK$147,374
baseline
▲ 0.50% · 4.625%
HK$155,142
+HK$7,768/mo
Deposit HK$18.37M · loan HK$27.56M · min. income ≈ HK$294,748/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$1,952,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,629
−HK$9,195/mo
▼ 0.25% · 3.875%
HK$151,190
−HK$4,634/mo
Today · 4.125%
HK$155,824
baseline
▲ 0.50% · 4.625%
HK$165,305
+HK$9,481/mo
Deposit HK$13.78M · loan HK$32.15M · min. income ≈ HK$311,648/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,952,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,123
−HK$8,813/mo
▼ 0.25% · 3.875%
HK$167,498
−HK$4,438/mo
Today · 4.125%
HK$171,936
baseline
▲ 0.50% · 4.625%
HK$180,999
+HK$9,063/mo
Deposit HK$13.78M · loan HK$32.15M · min. income ≈ HK$343,872/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,952,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,523
−HK$11,822/mo
▼ 0.25% · 3.875%
HK$194,387
−HK$5,958/mo
Today · 4.125%
HK$200,345
baseline
▲ 0.50% · 4.625%
HK$212,535
+HK$12,190/mo
Deposit HK$4.59M · loan HK$41.34M · min. income ≈ HK$400,690/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$1,952,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,730
−HK$11,331/mo
▼ 0.25% · 3.875%
HK$215,354
−HK$5,707/mo
Today · 4.125%
HK$221,061
baseline
▲ 0.50% · 4.625%
HK$232,713
+HK$11,652/mo
Deposit HK$4.59M · loan HK$41.34M · min. income ≈ HK$442,122/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$1,952,074 · Scale 2, in force from 26 Feb 2026)