LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,474
−HK$656/mo
▼ 0.25% · 3.875%
HK$10,799
−HK$331/mo
Today · 4.125%
HK$11,130
baseline
▲ 0.50% · 4.625%
HK$11,808
+HK$678/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$22,260/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$76,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,652
−HK$629/mo
▼ 0.25% · 3.875%
HK$11,964
−HK$317/mo
Today · 4.125%
HK$12,281
baseline
▲ 0.50% · 4.625%
HK$12,929
+HK$648/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$24,562/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$76,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,568
−HK$788/mo
▼ 0.25% · 3.875%
HK$12,959
−HK$397/mo
Today · 4.125%
HK$13,356
baseline
▲ 0.50% · 4.625%
HK$14,169
+HK$813/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$26,712/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$76,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,982
−HK$755/mo
▼ 0.25% · 3.875%
HK$14,357
−HK$380/mo
Today · 4.125%
HK$14,737
baseline
▲ 0.50% · 4.625%
HK$15,514
+HK$777/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$29,474/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$76,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,663
−HK$919/mo
▼ 0.25% · 3.875%
HK$15,119
−HK$463/mo
Today · 4.125%
HK$15,582
baseline
▲ 0.50% · 4.625%
HK$16,531
+HK$949/mo
Deposit HK$1.38M · loan HK$3.22M · min. income ≈ HK$31,164/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$76,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,312
−HK$882/mo
▼ 0.25% · 3.875%
HK$16,750
−HK$444/mo
Today · 4.125%
HK$17,194
baseline
▲ 0.50% · 4.625%
HK$18,100
+HK$906/mo
Deposit HK$1.38M · loan HK$3.22M · min. income ≈ HK$34,388/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$76,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,852
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,439
−HK$596/mo
Today · 4.125%
HK$20,035
baseline
▲ 0.50% · 4.625%
HK$21,254
+HK$1,219/mo
Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$40,070/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$76,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,973
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,536
−HK$570/mo
Today · 4.125%
HK$22,106
baseline
▲ 0.50% · 4.625%
HK$23,271
+HK$1,165/mo
Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$44,212/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$76,814 · Scale 2, in force from 26 Feb 2026)