LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,743
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$108,001
−HK$3,310/mo
Today · 4.125%
HK$111,311
baseline
▲ 0.50% · 4.625%
HK$118,084
+HK$6,773/mo
Deposit HK$22.97M · loan HK$22.97M · min. income ≈ HK$222,622/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$1,952,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,525
−HK$6,296/mo
▼ 0.25% · 3.875%
HK$119,650
−HK$3,171/mo
Today · 4.125%
HK$122,821
baseline
▲ 0.50% · 4.625%
HK$129,295
+HK$6,474/mo
Deposit HK$22.97M · loan HK$22.97M · min. income ≈ HK$245,642/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$1,952,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,691
−HK$7,882/mo
▼ 0.25% · 3.875%
HK$129,601
−HK$3,972/mo
Today · 4.125%
HK$133,573
baseline
▲ 0.50% · 4.625%
HK$141,701
+HK$8,128/mo
Deposit HK$18.37M · loan HK$27.56M · min. income ≈ HK$267,146/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$1,952,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,830
−HK$7,555/mo
▼ 0.25% · 3.875%
HK$143,580
−HK$3,805/mo
Today · 4.125%
HK$147,385
baseline
▲ 0.50% · 4.625%
HK$155,154
+HK$7,769/mo
Deposit HK$18.37M · loan HK$27.56M · min. income ≈ HK$294,770/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$1,952,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,640
−HK$9,195/mo
▼ 0.25% · 3.875%
HK$151,201
−HK$4,634/mo
Today · 4.125%
HK$155,835
baseline
▲ 0.50% · 4.625%
HK$165,317
+HK$9,482/mo
Deposit HK$13.78M · loan HK$32.15M · min. income ≈ HK$311,670/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,952,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,135
−HK$8,814/mo
▼ 0.25% · 3.875%
HK$167,510
−HK$4,439/mo
Today · 4.125%
HK$171,949
baseline
▲ 0.50% · 4.625%
HK$181,012
+HK$9,063/mo
Deposit HK$13.78M · loan HK$32.15M · min. income ≈ HK$343,898/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,952,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,537
−HK$11,823/mo
▼ 0.25% · 3.875%
HK$194,401
−HK$5,959/mo
Today · 4.125%
HK$200,360
baseline
▲ 0.50% · 4.625%
HK$212,551
+HK$12,191/mo
Deposit HK$4.59M · loan HK$41.34M · min. income ≈ HK$400,720/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$1,952,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,745
−HK$11,332/mo
▼ 0.25% · 3.875%
HK$215,370
−HK$5,707/mo
Today · 4.125%
HK$221,077
baseline
▲ 0.50% · 4.625%
HK$232,730
+HK$11,653/mo
Deposit HK$4.59M · loan HK$41.34M · min. income ≈ HK$442,154/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$1,952,220 · Scale 2, in force from 26 Feb 2026)