LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,744
−HK$6,569/mo
▼ 0.25% · 3.875%
HK$108,003
−HK$3,310/mo
Today · 4.125%
HK$111,313
baseline
▲ 0.50% · 4.625%
HK$118,086
+HK$6,773/mo
Deposit HK$22.97M · loan HK$22.97M · min. income ≈ HK$222,626/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$1,952,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,527
−HK$6,296/mo
▼ 0.25% · 3.875%
HK$119,652
−HK$3,171/mo
Today · 4.125%
HK$122,823
baseline
▲ 0.50% · 4.625%
HK$129,297
+HK$6,474/mo
Deposit HK$22.97M · loan HK$22.97M · min. income ≈ HK$245,646/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$1,952,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,693
−HK$7,882/mo
▼ 0.25% · 3.875%
HK$129,603
−HK$3,972/mo
Today · 4.125%
HK$133,575
baseline
▲ 0.50% · 4.625%
HK$141,703
+HK$8,128/mo
Deposit HK$18.37M · loan HK$27.56M · min. income ≈ HK$267,150/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$1,952,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,833
−HK$7,554/mo
▼ 0.25% · 3.875%
HK$143,583
−HK$3,804/mo
Today · 4.125%
HK$147,387
baseline
▲ 0.50% · 4.625%
HK$155,156
+HK$7,769/mo
Deposit HK$18.37M · loan HK$27.56M · min. income ≈ HK$294,774/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$1,952,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,642
−HK$9,196/mo
▼ 0.25% · 3.875%
HK$151,204
−HK$4,634/mo
Today · 4.125%
HK$155,838
baseline
▲ 0.50% · 4.625%
HK$165,320
+HK$9,482/mo
Deposit HK$13.78M · loan HK$32.15M · min. income ≈ HK$311,676/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,952,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,138
−HK$8,814/mo
▼ 0.25% · 3.875%
HK$167,513
−HK$4,439/mo
Today · 4.125%
HK$171,952
baseline
▲ 0.50% · 4.625%
HK$181,016
+HK$9,064/mo
Deposit HK$13.78M · loan HK$32.15M · min. income ≈ HK$343,904/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,952,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,540
−HK$11,823/mo
▼ 0.25% · 3.875%
HK$194,405
−HK$5,958/mo
Today · 4.125%
HK$200,363
baseline
▲ 0.50% · 4.625%
HK$212,555
+HK$12,192/mo
Deposit HK$4.59M · loan HK$41.34M · min. income ≈ HK$400,726/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$1,952,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,749
−HK$11,332/mo
▼ 0.25% · 3.875%
HK$215,374
−HK$5,707/mo
Today · 4.125%
HK$221,081
baseline
▲ 0.50% · 4.625%
HK$232,734
+HK$11,653/mo
Deposit HK$4.59M · loan HK$41.34M · min. income ≈ HK$442,162/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$1,952,253 · Scale 2, in force from 26 Feb 2026)