LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,773
−HK$6,570/mo
▼ 0.25% · 3.875%
HK$108,032
−HK$3,311/mo
Today · 4.125%
HK$111,343
baseline
▲ 0.50% · 4.625%
HK$118,118
+HK$6,775/mo
Deposit HK$22.97M · loan HK$22.97M · min. income ≈ HK$222,686/mo (50% DSR)
Upfront cash ≈ HK$24.93M (deposit + AVD stamp duty HK$1,952,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,558
−HK$6,298/mo
▼ 0.25% · 3.875%
HK$119,684
−HK$3,172/mo
Today · 4.125%
HK$122,856
baseline
▲ 0.50% · 4.625%
HK$129,332
+HK$6,476/mo
Deposit HK$22.97M · loan HK$22.97M · min. income ≈ HK$245,712/mo (50% DSR)
Upfront cash ≈ HK$24.93M (deposit + AVD stamp duty HK$1,952,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,727
−HK$7,884/mo
▼ 0.25% · 3.875%
HK$129,638
−HK$3,973/mo
Today · 4.125%
HK$133,611
baseline
▲ 0.50% · 4.625%
HK$141,741
+HK$8,130/mo
Deposit HK$18.38M · loan HK$27.57M · min. income ≈ HK$267,222/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$1,952,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,870
−HK$7,557/mo
▼ 0.25% · 3.875%
HK$143,621
−HK$3,806/mo
Today · 4.125%
HK$147,427
baseline
▲ 0.50% · 4.625%
HK$155,198
+HK$7,771/mo
Deposit HK$18.38M · loan HK$27.57M · min. income ≈ HK$294,854/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$1,952,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,682
−HK$9,198/mo
▼ 0.25% · 3.875%
HK$151,244
−HK$4,636/mo
Today · 4.125%
HK$155,880
baseline
▲ 0.50% · 4.625%
HK$165,365
+HK$9,485/mo
Deposit HK$13.78M · loan HK$32.16M · min. income ≈ HK$311,760/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,952,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,182
−HK$8,816/mo
▼ 0.25% · 3.875%
HK$167,558
−HK$4,440/mo
Today · 4.125%
HK$171,998
baseline
▲ 0.50% · 4.625%
HK$181,064
+HK$9,066/mo
Deposit HK$13.78M · loan HK$32.16M · min. income ≈ HK$343,996/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,952,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,591
−HK$11,826/mo
▼ 0.25% · 3.875%
HK$194,457
−HK$5,960/mo
Today · 4.125%
HK$200,417
baseline
▲ 0.50% · 4.625%
HK$212,612
+HK$12,195/mo
Deposit HK$4.59M · loan HK$41.35M · min. income ≈ HK$400,834/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$1,952,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,805
−HK$11,335/mo
▼ 0.25% · 3.875%
HK$215,432
−HK$5,708/mo
Today · 4.125%
HK$221,140
baseline
▲ 0.50% · 4.625%
HK$232,797
+HK$11,657/mo
Deposit HK$4.59M · loan HK$41.35M · min. income ≈ HK$442,280/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$1,952,777 · Scale 2, in force from 26 Feb 2026)