LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,478
−HK$657/mo
▼ 0.25% · 3.875%
HK$10,804
−HK$331/mo
Today · 4.125%
HK$11,135
baseline
▲ 0.50% · 4.625%
HK$11,813
+HK$678/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$22,270/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$77,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,657
−HK$630/mo
▼ 0.25% · 3.875%
HK$11,970
−HK$317/mo
Today · 4.125%
HK$12,287
baseline
▲ 0.50% · 4.625%
HK$12,934
+HK$647/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$24,574/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$77,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,574
−HK$788/mo
▼ 0.25% · 3.875%
HK$12,965
−HK$397/mo
Today · 4.125%
HK$13,362
baseline
▲ 0.50% · 4.625%
HK$14,175
+HK$813/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$26,724/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$77,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,988
−HK$756/mo
▼ 0.25% · 3.875%
HK$14,363
−HK$381/mo
Today · 4.125%
HK$14,744
baseline
▲ 0.50% · 4.625%
HK$15,521
+HK$777/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$29,488/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$77,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,670
−HK$919/mo
▼ 0.25% · 3.875%
HK$15,126
−HK$463/mo
Today · 4.125%
HK$15,589
baseline
▲ 0.50% · 4.625%
HK$16,538
+HK$949/mo
Deposit HK$1.38M · loan HK$3.22M · min. income ≈ HK$31,178/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$77,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,320
−HK$881/mo
▼ 0.25% · 3.875%
HK$16,757
−HK$444/mo
Today · 4.125%
HK$17,201
baseline
▲ 0.50% · 4.625%
HK$18,108
+HK$907/mo
Deposit HK$1.38M · loan HK$3.22M · min. income ≈ HK$34,402/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$77,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,861
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,447
−HK$597/mo
Today · 4.125%
HK$20,044
baseline
▲ 0.50% · 4.625%
HK$21,263
+HK$1,219/mo
Deposit HK$460K · loan HK$4.14M · min. income ≈ HK$40,088/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$77,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,982
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,545
−HK$571/mo
Today · 4.125%
HK$22,116
baseline
▲ 0.50% · 4.625%
HK$23,282
+HK$1,166/mo
Deposit HK$460K · loan HK$4.14M · min. income ≈ HK$44,232/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$77,020 · Scale 2, in force from 26 Feb 2026)