LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,790
−HK$6,572/mo
▼ 0.25% · 3.875%
HK$108,050
−HK$3,312/mo
Today · 4.125%
HK$111,362
baseline
▲ 0.50% · 4.625%
HK$118,138
+HK$6,776/mo
Deposit HK$22.98M · loan HK$22.98M · min. income ≈ HK$222,724/mo (50% DSR)
Upfront cash ≈ HK$24.93M (deposit + AVD stamp duty HK$1,953,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,578
−HK$6,299/mo
▼ 0.25% · 3.875%
HK$119,705
−HK$3,172/mo
Today · 4.125%
HK$122,877
baseline
▲ 0.50% · 4.625%
HK$129,354
+HK$6,477/mo
Deposit HK$22.98M · loan HK$22.98M · min. income ≈ HK$245,754/mo (50% DSR)
Upfront cash ≈ HK$24.93M (deposit + AVD stamp duty HK$1,953,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,749
−HK$7,885/mo
▼ 0.25% · 3.875%
HK$129,660
−HK$3,974/mo
Today · 4.125%
HK$133,634
baseline
▲ 0.50% · 4.625%
HK$141,765
+HK$8,131/mo
Deposit HK$18.38M · loan HK$27.57M · min. income ≈ HK$267,268/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$1,953,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,894
−HK$7,558/mo
▼ 0.25% · 3.875%
HK$143,646
−HK$3,806/mo
Today · 4.125%
HK$147,452
baseline
▲ 0.50% · 4.625%
HK$155,224
+HK$7,772/mo
Deposit HK$18.38M · loan HK$27.57M · min. income ≈ HK$294,904/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$1,953,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,707
−HK$9,199/mo
▼ 0.25% · 3.875%
HK$151,270
−HK$4,636/mo
Today · 4.125%
HK$155,906
baseline
▲ 0.50% · 4.625%
HK$165,393
+HK$9,487/mo
Deposit HK$13.79M · loan HK$32.17M · min. income ≈ HK$311,812/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,953,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,210
−HK$8,817/mo
▼ 0.25% · 3.875%
HK$167,587
−HK$4,440/mo
Today · 4.125%
HK$172,027
baseline
▲ 0.50% · 4.625%
HK$181,095
+HK$9,068/mo
Deposit HK$13.79M · loan HK$32.17M · min. income ≈ HK$344,054/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,953,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,623
−HK$11,828/mo
▼ 0.25% · 3.875%
HK$194,490
−HK$5,961/mo
Today · 4.125%
HK$200,451
baseline
▲ 0.50% · 4.625%
HK$212,648
+HK$12,197/mo
Deposit HK$4.60M · loan HK$41.36M · min. income ≈ HK$400,902/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$1,953,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,841
−HK$11,337/mo
▼ 0.25% · 3.875%
HK$215,469
−HK$5,709/mo
Today · 4.125%
HK$221,178
baseline
▲ 0.50% · 4.625%
HK$232,837
+HK$11,659/mo
Deposit HK$4.60M · loan HK$41.36M · min. income ≈ HK$442,356/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$1,953,112 · Scale 2, in force from 26 Feb 2026)